Cove Cay

Cove Cay is a quiet, established residential area on the eastern side of Clearwater, appealing to buyers who want a central Pinellas location at an approachable price. It's assigned to Belcher Elementary, Oak Grove Middle, and Pinellas Park High School, and sits close to beaches like Sand Key. The setting suits first-time buyers, downsizers, and anyone who values calm over crowds.

No — it's one of the more affordable pockets in the Clearwater market, with a median list price of $195,000. That's well below much of coastal Pinellas, largely because the inventory leans toward condos rather than single-family homes. Buyers priced out of nearby waterfront areas often find Cove Cay a realistic alternative.

The current median list price is $195,000 across 33 active listings. Pricing at this level reflects a condo-focused inventory, so exact numbers vary by unit size and building. It's a good idea to compare a few active listings directly to understand what your budget covers.

There are 33 active listings available today at a median list price of $195,000, giving buyers a solid selection. Detailed sold and days-on-market figures aren't available for this small neighborhood right now, so working with a local agent who tracks the Clearwater market closely will give you the clearest read on timing and negotiation.

Because Cove Cay is a condo-heavy community, most homes carry an HOA fee that typically covers building and grounds maintenance, though specific dues vary by association and aren't reported at the neighborhood level here. Property taxes in Pinellas County depend on assessed value and homestead status. Always confirm the exact HOA and tax figures for any individual listing before making an offer.