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Map of The Bluffs
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Neighborhood · Largo, Florida

The Bluffs

Waterfront living on Largo's western edge

14

Homes for sale

$1,201,450

Median list price

$577

Avg price / sqft

25

Median days on market

Search The Bluffs on the map

The Bluffs sits on the higher ground of western Largo, close enough to the Intracoastal that six of the fourteen homes on the market right now come with water frontage and nearly all have a pool. This is a pocket of established, single-family neighborhoods — Harbor Bluffs, Water View Estates, and Harbor Hills among them — where lots are generous and the pace is residential rather than resort. You're roughly 40 minutes from Tampa International Airport when you need to travel, but the day-to-day here is boats, backyards, and the Gulf beaches a short drive west.

For a buyer today, this is Largo's upper tier: the median list price is $1,201,450 and seven of the active listings ask above $1M, with the range stretching from $649,000 to nearly $4.7M. Homes that sold over the past year closed at a median of $837,000 and sellers collected about 96% of asking, so there's room to negotiate but not a fire sale. With a median of 24 days on market, well-priced homes move — this is a considered market, not a frantic one. Compared with the broader mix of Largo homes for sale, The Bluffs skews toward larger, waterfront-oriented properties.

The Bluffs is a community in Largo, Florida.

Quick facts

$649,000$4.7M price range

2,533 sqft median home

$35/mo median HOA

$4,500/mo median rent

40 sold in 12 months

Drive times

Tampa Int’l Airport (TPA)40 min
Downtown Tampa45 min

On the market now

Homes for sale in The Bluffs

View all 14

Every active listing inside the The Bluffs boundary

Open full map search →

Find your fit

Browse The Bluffs

Where the market lives

3
4
3
4
$500K–$750K$750K–$1.0M$1.0M–$2.0M$2.0M+

The numbers that matter

The The Bluffs market

40

Sold, last 12 months

$837,000

Median sold price

96%

Sale-to-list ratio

What sellers actually get vs asking

17 days

Median time to sell

The Bluffs vs Largo

Median list price

The Bluffs$1.2M
Largo Co.$270K

Price per sqft

The Bluffs$577
Largo Co.$247

Days on market

The Bluffs25d
Largo Co.42d

Median sold price — 3-yr, 3-mo rolling

9.5% yr/yr

$795K$983K$1.2MJul ’23Oct ’25

Homes sold per month

023Jul ’23Oct ’25

Live Stellar MLS data — every listing and closed sale inside the The Bluffs boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools The Bluffs is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median The Bluffs home

$7,228/mo

Principal & interest $6,330
Property tax $653
HOA / fees $35
Insurance (est.) $210

$1,201,450 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$35/mo

Median HOA

From current listings inside the boundary

$4,500/mo

Median rent

Homes for rent inside the boundary

Population

440

Median age

48

Median income

$54,167

Median home value

$389,600

Beyond the listings

Living in The Bluffs

Relationships

Top 6% in the U.S.

Happily Ever After

Whether it's the stress of wedding planning or looking back on that special day, this population has their eyes and hearts focused on lifelong commitment.

Relationships

Top 9% in the U.S.

Networking

Driven to succeed in the business world, this population seeks to progress in their career through networking happy hours, summits, and connecting with other professionals online.

Relationships

Top 12% in the U.S.

Connected Motherhood

Motherhood is a unique journey for every woman. There are highs, lows,and lots to celebrate. These moms seek to share their experiences and engage with a community of moms.

Entertainment

Top 14% in the U.S.

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Appearance oriented

Top 15% in the U.S.

Body Art

Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.

Relationships

Top 16% in the U.S.

Love & Romance

Love is in the air when this population is present. Includes people expressing their feelings for significant others in special ways. Common activities include anniversaries and date nights.

People who close here

Our Largo experts

Straight answers

The Bluffs FAQs

Is The Bluffs a good place to live?+

It's one of western Largo's most established residential pockets, with water access, pools on nearly every property, and neighborhoods like Harbor Bluffs that draw buyers looking for space and quiet. You're within about 40 minutes of Tampa International Airport and a short drive from the Gulf beaches, which is a big part of the appeal.

Is The Bluffs expensive?+

Yes, it sits at the top of the Largo market — the median list price is $1,201,450 and seven of the fourteen active homes ask above $1M. Prices run from $649,000 up to nearly $4.7M, so there's range, but this is a premium area compared with Largo overall.

What do homes cost in The Bluffs?+

Active listings carry a median list price of $1,201,450, while homes that actually sold over the past 12 months closed at a median of $837,000. The average price works out to about $577 per square foot on a typical home of around 2,533 square feet.

How is the market right now?+

It's steady and active but not overheated — 40 homes sold in the last year and the current median time on market is just 24 days. Sellers are getting about 96% of their asking price on average, so pricing is realistic and there's modest room to negotiate.

What about HOA fees and property taxes?+

HOA costs are low here, with a median of just $35 per month across active listings. Property taxes run higher given the price point, at a median of about $7,832 per year.

Keep exploring

More Largo neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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