, PALMETTO BAY, FL, 33176
Active103 days on marketListed Apr 23, 2026MLS #A12007821
About this home
Back on the market! Priced to sell!! Located in the sought after community of Palmetto Bay, this inviting 3 bedroom, 2 bath home with an open concept living area and a refreshing salt water pool, is the perfect home. Totally updated, spacious, bright home with a midcentury vibe. This a fantastic opportunity to own a home in a prime location. Roof is 8 years old; air conditioner 2 years old and insulated to protect it from mold. No HOA. Walking distance to good shopping and dining. Contact me today for an appointment.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
2
Garage
1969
Year built
$579
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,742 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,742/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs Palmetto Bay actives
$579 vs $545
Days on market
103 vs 67 typical
Where $579/sqft sits among the 112 Palmetto Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Bay
Get to know Palmetto Bay. See the full Palmetto Bay guide →
PALMETTO BAY 33176 — neighborhood snapshot
Population
52,190
Median age
41.3
Median income
$80,437
Median home value
$568,400
Avg household
2.7
Households w/ children
5,601
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto Bay market
$1.1M → $1.2M
Palmetto Bay median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
15 of 112
Palmetto Bay actives have cut their price
This home is listed 257% above the PALMETTO BAY 33176 median. See the full Palmetto Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$690,000
17130 SW 93rd Ave, Palmetto Bay FL 33157
3 bd · 2 ba · 1,531 sqft · $451/sqft · 161 DOM
Sold · Sep ’25$685,000
9221 SW 167th Ter, Palmetto Bay FL 33157
3 bd · 2 ba · 1,532 sqft · $447/sqft · 15 DOM
Sold · Jan ’26$529,000
10015 SW 166th St, Miami FL 33157
4 bd · 3 ba · 1,574 sqft · $336/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,742/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $6,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto Bay?+
At $875,000, this home is listed about 39% below the Palmetto Bay median of $1,437,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Leewood K-8 Center (elementary), Miami Killian Senior High School (high), Palmetto Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 257% above the PALMETTO BAY 33176 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Leewood K-8 Center, Miami Killian Senior High School, Palmetto Middle School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Leewood K-8 Center rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Lianne Naon. MLS #A12007821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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