23 OCEAN DRIVE, PUNTA GORDA, FL, 33950
Active531 days on marketListed Feb 14, 2025MLS #A4640030
About this home
23 OCEAN DRIVE
Welcome to Your Waterfront Oasis! Discover the perfect blend of luxury and comfort in this newly remodeled waterfront home located at 23 Ocean Drive in beautiful Punta Gorda Isles. This stunning property boasts three spacious bedrooms and three modern bathrooms, making it an ideal retreat for families or those seeking a serene getaway. Step inside to find an open floor plan that seamlessly connects the living room, dining area, and kitchen. The interior has been thoughtfully designed with contemporary finishes and high end fixtures throughout. Enjoy cooking in your gourmet kitchen equipped with state-of-the-art appliances, a large island with stunning quartz countertops, and stylish cabinetry. Each bedroom offers generous closet space and large hurricane impact windows that fill the rooms with natural light. The bathrooms have been beautifully updated with elegant tile work, modern vanities, and luxurious fixtures. The master suite features an en-suite bathroom for added privacy and a large walk in closet. Everything is this stunning home has been updated. New Tile Roof, New AC, electric and plumbing upgrades throughout, new design layout and much more. Exterior Features: This property is not just about the stunning interior; step outside to your private outdoor paradise! With 80 feet of waterfront you can bring your sailboat and enjoy direct access to the water from your own private dock, you can enjoy breathtaking views of the canal from your large screened lanai. The exterior is enhanced by mature landscaping that provides both beauty and privacy. Immediate harbor access, you can see the harbor from your backyard. Situated in the highly sought after Punta Gorda Isles neighborhood with easy access to downtown Punta Gorda, Fisherman’s Village, restaurants, parks, beaches, shopping and recreational activities, this home is perfect for those who appreciate both tranquility and convenience. Explore nearby boating opportunities or take a short drive to downtown Punta Gorda for shopping and dining. Don’t miss out on this incredible opportunity to own a piece of paradise at 23 Ocean Drive! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,906
Sqft
0.22 ac
Lot size
2
Garage
1968
Year built
One
Levels
$472
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,119 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,119/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 04
$472 vs $374
Days on market
531 vs 59 typical
Where $472/sqft sits among the 11 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
6 of 11
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 231% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 OCEAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$500,000
2215 PALM TREE DRIVE · same community
3 bd · 2 ba · 1,914 sqft · $261/sqft · 14 DOM
Sold · Dec ’25$455,000
134 GULFVIEW ROAD · same community
3 bd · 2 ba · 1,898 sqft · $240/sqft · 126 DOM
Sold · Feb ’26$525,000
33 OCEAN DRIVE · same community
3 bd · 2 ba · 1,884 sqft · $279/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 23 OCEAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 OCEAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23 OCEAN DRIVE FAQs
What would the monthly payment be for 23 OCEAN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23 OCEAN DRIVE?+
The most recent tax bill on record (2024) was $9,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23 OCEAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $899,000, this home is listed about 161% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 23 OCEAN DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 231% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
531 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $949,000, now $899,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Liza Deaett. MLS #A4640030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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