4024 OVERTURE CIRCLE UNIT 486, BRADENTON, FL, 34209
Active255 days on marketListed Nov 12, 2025MLS #A4671895
Come see it
Upcoming open houses
Sun, Jul 26
12:00 PM – 3:00 PM
We are having a Open house today at 4024 Overture Cir. Stop by between 12-3PM See you soon KW on the Water
Sun, Jul 26
12:00 PM – 3:00 PM
We are having a Open house today at 4024 Overture Cir. Stop by between 12-3PM See you soon KW on the Water Dennissmithrealtor@gmail.com 407-492-5587
About this home
4024 OVERTURE CIRCLE UNIT 486
Wow!!!Price Improvement with a $20,000 reduction to $349,900! Why is 4024 Overture Circle your perfect 3 bedroom/2.5 bath home? Because it is unlike any other condo! 4024 Overture Circle is stunning and no detail to design and luxury has been overlooked — it has been completely renovated with almost $40,000 in high-quality upgrades. The home features beautiful, bright new flooring throughout, marble-tiled bathrooms with new vanities, and a freshly painted interior in warm, inviting tones. Modern comfort continues with a new air conditioning system under a biannual maintenance plan, new refrigerator, LG 75” TV, dishwasher, microwave, garbage disposal, and a hot and cold filtered water dispenser. Even the garage door opener, lighting fixtures, and smoke detector batteries have been replaced. A 220 V outlet for EV charging adds exceptional convenience for electric vehicle owners. This property's furniture is not included but is(NEGOTIABLE at this great price) and can come beautifully furnished with quality Ethan Allen pieces, complemented by a luxurious Lazy Boy battery-operated recliner and tasteful accessories. Enjoy peaceful, year-round relaxation on the screened lanai, overlooking a serene pond frequented by ducks and birds — with no alligators in sight. 4024 Overture Circle is truly a premier, move-in-ready home that offers both elegance and ease of living while being just a couple of miles from the beautiful sugar sand beaches and island charm of Anna Maria Island! Come see it today. You won’t believe your eyes!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,520
Sqft
0 ac
Lot size
1
Garage
2008
Year built
Two
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,811 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,811/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs Bradenton actives
$230 vs $236
Days on market
255 vs 53 typical
Where $230/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Sola Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Trace — neighborhood snapshot
Population
914
Median age
65
Median income
$101,520
Median home value
$418,400
Avg household
2
Households w/ children
12%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
187 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4024 OVERTURE CIRCLE UNIT 486
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
4210 OVERTURE CIRCLE · same community
3 bd · 2.5 ba · 1,520 sqft · $230/sqft · 121 DOM
Sold · Mar ’26$750,000
5004 CORAL LAKE DRIVE
3 bd · 2 ba · 1,544 sqft · $486/sqft · 44 DOM
Sold · Feb ’26$465,000
5144 54TH STREET W
3 bd · 2 ba · 1,480 sqft · $314/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4024 OVERTURE CIRCLE UNIT 486 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4024 OVERTURE CIRCLE UNIT 486 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4024 OVERTURE CIRCLE UNIT 486 FAQs
What would the monthly payment be for 4024 OVERTURE CIRCLE UNIT 486?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4024 OVERTURE CIRCLE UNIT 486?+
The most recent tax bill on record (2025) was $5,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4024 OVERTURE CIRCLE UNIT 486?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $349,900, this home is listed about 12% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4024 OVERTURE CIRCLE UNIT 486?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$349,900 runs 35% above the BRADENTON 34209 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
255 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $419,000, now $349,900 — a $69K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Dennis Smith, LLC. MLS #A4671895.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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