Lacie Springstead

16490 TRADING POST ROAD, PUNTA GORDA, FL, 33955

Active152 days on marketListed Mar 3, 2026MLS #A4684688

Priced 9% below the PUNTA GORDA 33955 medianPUNTA GORDA ISLES SEC 21

About this home

16490 TRADING POST ROAD

Build the Florida lifestyle you’ve been envisioning at 16490 Trading Post Road in Punta Gorda. This beautiful, buildable homesite is ideally positioned on a paved road within the highly desirable Burnt Store Lakes community, with electricity, public water, and sewer already available, making it ready for your custom residence. Surrounded by well maintained properties and protected by deed restrictions that preserve long term value, this lot offers the perfect foundation for a thoughtfully designed pool home in one of Southwest Florida’s most peaceful waterfront adjacent settings. Burnt Store Lakes is known for its relaxed, tranquil atmosphere highlighted by eleven freshwater lakes ideal for catch and release fishing, expansive greenbelts, and abundant tropical wildlife. Residents enjoy a true sense of space and serenity while remaining just minutes from the vibrant amenities of the surrounding area. Just down the road, Burnt Store Marina offers one of the largest deep water marinas on Florida’s Gulf Coast, along with an executive golf course, tennis and pickleball courts, a fitness center, and waterfront dining options that elevate everyday living. Historic downtown Punta Gorda is only a short drive away, offering charming boutiques, waterfront parks, art galleries, and dining along Charlotte Harbor. To the south, Cape Coral provides additional shopping, restaurants, and entertainment, while Fort Myers expands your options even further with major retail centers and medical facilities. Families in this area are served by Charlotte County Public Schools, including East Elementary School, Punta Gorda Middle School, and Charlotte High School. Nearby grocery options include Publix, Winn Dixie, and ALDI, with larger retail selections found along Tamiami Trail. Medical needs are well supported by Bayfront Health Punta Gorda and ShorePoint Health Port Charlotte, both offering comprehensive healthcare services. For outdoor enthusiasts and pet lovers, nearby dog friendly parks and waterfront green spaces provide room to roam, while easy access to major roadways such as Burnt Store Road, US 41 Tamiami Trail, and Interstate 75 ensures seamless travel throughout Southwest Florida. Air travel is convenient via Punta Gorda Airport and Southwest Florida International Airport in Fort Myers, making seasonal travel or hosting guests effortless. Whether you are designing a primary residence, seasonal retreat, or long-term investment, this homesite offers a strategic opportunity to build in a community that balances natural beauty, thoughtful planning, and proximity to world class boating and coastal amenities. This is where your Florida vision begins.

Facts & features

The home at a glance

0.23 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$43/mo
Taxes (2025)$935/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Lake · Waterfront · Deed Restrictions · Park · Playground

Utilities & systems

UtilitiesElectricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$518 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$221
FHA mortgage insurance (est.)$17
Property tax — 2025 actual bill$78
HOA fee — from the listing$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,313Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,313
Interest rate6.00%
Loan term

Estimated payment

$518/mo

Principal & interest$221
FHA mortgage insurance (est.)$17
Property taxes (actual bill)$78
HOA / condo fee$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 16490 TRADING POST ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Mar 3, 2026Listed at $37,500 · 152 days on market since

Reality check

What actually sold near 16490 TRADING POST ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17506 CAPE HORN BOULEVARDSold · Dec ’25

$285,000

17506 CAPE HORN BOULEVARD · same community

2 bd · 2 ba · 1,181 sqft · $241/sqft · 196 DOM

17455 BOCA VISTA ROADSold · Apr ’26

$359,000

17455 BOCA VISTA ROAD · same community

2 bd · 2 ba · 1,334 sqft · $269/sqft · 341 DOM

17458 FUEGO LANESold · Apr ’26

$217,500

17458 FUEGO LANE · same community

3 bd · 2 ba · 1,408 sqft · $154/sqft · 447 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16490 TRADING POST ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16490 TRADING POST ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16490 TRADING POST ROAD FAQs

What would the monthly payment be for 16490 TRADING POST ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $518/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16490 TRADING POST ROAD?+

The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16490 TRADING POST ROAD?+

The most recent tax bill on record (2025) was $935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16490 TRADING POST ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $37,500, this home is listed about 89% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 16490 TRADING POST ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Brandy Loebker. MLS #A4684688.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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