715 SW Rustic Circle, Stuart FL 34997, STUART, FL, 34997
Active33 days on marketListed Jun 18, 2026MLS #B26042852
About this home
715 SW Rustic Circle, Stuart FL 34997
Tucked away in one of Stuart's hidden waterfront communities just off the St. Lucie River, this private waterfront home offers low HOA fees, limited restrictions, and the boating lifestyle buyers are searching for. The flexible split floor plan offers spacious living, a dedicated office, flex space, fireplace, and water views from the main living areas. Outside features include a new vinyl seawall with concrete cap, protected cut-out basin dockage, 16,000-lb boat lift, hot tub, and waterside entertaining area. No fixed bridges with quick access to the St. Lucie River. Conveniently located near Downtown Stuart, beaches, dining, shopping, marinas, golf, and I-95.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,784
Sqft
0.27 ac
Lot size
1979
Year built
1
Levels
$462
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,327 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,327/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+68.8%
$/sqft vs Stuart actives
$462 vs $265
Days on market
33 vs 94 typical
Where $462/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rustic Acres
Get to know Stuart. See the full Stuart guide →
Rustic Acres — neighborhood snapshot
Population
517
Median age
50
Median income
$110,913
Median home value
$551,800
Avg household
3
Households w/ children
25%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 715 SW Rustic Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$350,000
576 SW Rustic Circle, Stuart FL 34997 · same community
3 bd · 2 ba · 2,559 sqft · $137/sqft · 64 DOM
Sold · Jun ’26$415,000
7794 SW Bentley Lane # 16, Stuart FL 34997
3 bd · 2.5 ba · 1,750 sqft · $237/sqft · 184 DOM
Sold · Jun ’26$427,500
501 SW Sally Way, Stuart FL 34997
3 bd · 2.5 ba · 1,750 sqft · $244/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 715 SW Rustic Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 715 SW Rustic Circle — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
715 SW Rustic Circle FAQs
What would the monthly payment be for 715 SW Rustic Circle, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,327/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 715 SW Rustic Circle, Stuart FL 34997?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 715 SW Rustic Circle, Stuart FL 34997?+
The most recent tax bill on record (2025) was $4,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 715 SW Rustic Circle, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $824,900, this home is listed about 211% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 715 SW Rustic Circle, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Crystal Lake Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$824,900 runs 112% above the STUART 34997 median — but at 1,784 sqft it's also nearly twice the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dr. David L. Anderson Middle School, Crystal Lake Elementary School, Martin County High School — Crystal Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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