3138 SILVERMINES AVENUE, ORMOND BEACH, FL, 32174
Active474 days on marketListed Apr 3, 2025MLS #FC308669
About this home
3138 SILVERMINES AVENUE
Rare chance to own the last golf course estate lot in Bulow Creek Estates at Halifax Plantation. This oversized, high-and-dry, cleared lot features golf course views in the back and conservation views in the front—no neighbors on either side, a truly unique setting. Underground utilities sit conveniently on the right side, maintaining clean curb appeal. Bring your own builder and design your dream home, or the seller can provide buildable plans. Halifax Plantation offers low HOA fees with optional membership to a championship golf course, pool, tennis, clubhouse, and more. Ideally located across from Bulow Creek State Park and minutes from Publix, restaurants, and I-95 for easy trips to St. Augustine, Daytona Beach, and Orlando. A peaceful, tree-lined retreat in a thriving community—perfect for your future home.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,789 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,789/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Halifax Plantation
Get to know Ormond Beach. See the full Ormond Beach guide →
Halifax Plantation — neighborhood snapshot
Population
1,878
Median age
71
Median income
$73,056
Median home value
$375,332
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3138 SILVERMINES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$279,900
1127 HANSBERRY COURT
2 bd · 2 ba · 1,308 sqft · $214/sqft · 256 DOM
Sold · Jan ’26$300,000
1300 HANSBERRY LANE
2 bd · 2 ba · 1,542 sqft · $195/sqft · 87 DOM
Sold · Jun ’26$290,000
1130 HANSBERRY COURT
3 bd · 2 ba · 1,551 sqft · $187/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3138 SILVERMINES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3138 SILVERMINES AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3138 SILVERMINES AVENUE FAQs
What would the monthly payment be for 3138 SILVERMINES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,789/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3138 SILVERMINES AVENUE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3138 SILVERMINES AVENUE?+
The most recent tax bill on record (2024) was $1,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3138 SILVERMINES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $229,000, this home is listed about 46% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3138 SILVERMINES AVENUE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$229,000 is 43% below the ORMOND BEACH 32174 median of $399,995.
02Time on market is leverage
474 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Colie Alred. MLS #FC308669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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