
126 OLD FORT TRAIL, ST JOHNS, FL, 32259
Active41 days on marketListed Jun 18, 2026MLS #FC319362
About this home
126 OLD FORT TRAIL
*4 bedrooms, 3.5 bathrooms in the highly sought-after Beachwalk community* *Built in 2021 with all major systems in excellent condition* *Open-concept kitchen, dining, and living area designed for everyday living and entertaining* *Custom electric fireplace with built-in media center* *Covered and screened paver lanai plus an extended paver patio with fire pit and water views* *First-floor primary suite featuring custom accent wall, spacious walk-in closet with built-ins, and luxurious en-suite bath* *Gourmet kitchen with white cabinetry, crown molding, stainless steel appliances, oversized island with breakfast bar, and generous pantry* *Functional laundry room with built-in cabinetry, separate from the garage entry, plus a convenient first-floor powder bath* *Upstairs offers three spacious bedrooms, two full bathrooms, and a versatile loft perfect for a media room or playroom.* *Enjoy exclusive access to Beachwalk's Crystal Lagoon* ~ Experience resort-style living every day in this beautifully maintained 4-bedroom, 3.5-bath home located in the award-winning Beachwalk community. Built in 2021, this home combines modern finishes, functional living spaces, and exceptional outdoor entertaining areas with peaceful water views. Step inside through the dramatic two-story foyer where wood-look tile flooring leads into the spacious open-concept living area. The kitchen serves as the heart of the home, featuring white cabinetry with crown molding, stainless steel appliances, a large center island with breakfast bar seating, and an oversized pantry. The dining area flows seamlessly into the family room, highlighted by a custom-built electric fireplace and media center overlooking the backyard. The first-floor primary suite offers a private retreat complete with custom wood accent detailing behind the bed, a spacious walk-in closet with custom built-ins, dual vanities, and a large walk-in shower. Also downstairs you'll find a well-appointed laundry room with additional storage cabinets and a conveniently located half bath. Upstairs features three generously sized bedrooms, two full bathrooms, and a flexible loft that makes an ideal game room, media space, or second living area. Outdoor living is just as impressive with a covered and screened paver lanai that opens to an extended paver patio with a fire pit overlooking the water. The pie-shaped homesite provides a spacious backyard that is fully fenced with premium black aluminum fencing. Living in Beachwalk means enjoying one of Northeast Florida's most desirable resort-style communities. Residents have exclusive access to the spectacular 14-acre Crystal Lagoon with white sand beaches, kayaking, paddleboarding, sailing, water slides, and one of only two swim-up bars in Florida. The private Beach Club offers waterfront dining and social events, while the 12,000-square-foot clubhouse includes a 24-hour fitness center, yoga studio, children's activity room, tennis and pickleball courts, sand volleyball, an 18-hole putting green, and even a dedicated splash park for dogs. This is more than just a home--it's a lifestyle that feels like you're on vacation every day.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
2,265
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,293 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,293/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Johns actives
$220 vs $243
Days on market
41 vs 14 typical
Where $220/sqft sits among the 12 St Johns actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beachwalk
Get to know St Johns. See the full St Johns guide →
Beachwalk — neighborhood snapshot
Population
1,263
Median age
36
Median income
$118,561
Median home value
$469,900
Avg household
3
Households w/ children
349
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Johns market
$364K → $758K
St Johns median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
4 of 12
St Johns actives have cut their price
Median sold price, St Johns, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the ST JOHNS 32259 median. See the full St Johns market guide →
Paper trail
This home's history
Reality check
What actually sold near 126 OLD FORT TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$475,000
251 RAMBLING BROOK TRAIL
3 bd · 2.5 ba · 2,395 sqft · $198/sqft · 0 DOM
Sold · Dec ’25$389,990
49 BLUE HAVEN ROAD
3 bd · 2.5 ba · 1,795 sqft · $217/sqft · 55 DOM
Sold · Dec ’25$382,000
29 BLUE HAVEN ROAD
3 bd · 2.5 ba · 1,795 sqft · $213/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 126 OLD FORT TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 126 OLD FORT TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
126 OLD FORT TRAIL FAQs
What would the monthly payment be for 126 OLD FORT TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,293/mo — principal and interest, the actual property-tax bill, the $201/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 126 OLD FORT TRAIL?+
The association fee works out to $201 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 126 OLD FORT TRAIL?+
The most recent tax bill on record (2025) was $9,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 126 OLD FORT TRAIL?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Johns?+
At $498,500, this home is listed about 9% below the St Johns median of $544,900. The market section on this page shows how the area is trending.
Which schools are assigned to 126 OLD FORT TRAIL?+
Beachside High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST JOHNS 32259 market on paper
$498,500 is 7% below the ST JOHNS 32259 median of $536,750, and at $220/sqft it sits under the St Johns average of $258.
02Time on market is leverage
41 days on market against a St Johns median of 14 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Beachside High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Beachside High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC319362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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