26 WINGED ELM, ST AUGUSTINE, FL, 32092
Active2 days on marketListed Jul 17, 2026MLS #FC320046
About this home
26 WINGED ELM
Welcome to this beautiful 4-bedroom, 3-bath home located in the highly desirable SilverLeaf community! Situated on an oversized lot, this spacious property features fully paid-off solar panels, offering energy efficiency with no additional solar payment. Enjoy resort-style community living with convenient access to hospitals, shopping centers, restaurants, and more. SilverLeaf is also a golf-cart-friendly community, making it easy to explore everything the neighborhood has to offer. Don’t miss this opportunity to own a spacious, energy-efficient home in one of the area’s most sought-after communities!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,075
Sqft
0.4 ac
Lot size
2
Garage
2022
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,110 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,110/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs St Augustine actives
$248 vs $241
Days on market
2 vs 39 typical
Where $248/sqft sits among the 183 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverleaf
Get to know St Augustine. See the full St Augustine guide →
Silverleaf — neighborhood snapshot
Population
4,245
Median age
53
Median income
$135,239
Median home value
$475,056
Avg household
2
Households w/ children
539
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
76 of 183
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 26 WINGED ELM
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$390,500
470 CHERRY ELM DRIVE
3 bd · 2.5 ba · 1,994 sqft · $196/sqft · 0 DOM
Sold · Sep ’25$368,000
487 CHERRY ELM DRIVE
3 bd · 2.5 ba · 1,994 sqft · $185/sqft · 20 DOM
Sold · Apr ’26$360,000
181 SILVER MYRTLE COURT
3 bd · 2.5 ba · 1,994 sqft · $181/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 26 WINGED ELM — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26 WINGED ELM — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
26 WINGED ELM FAQs
What would the monthly payment be for 26 WINGED ELM?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,110/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 26 WINGED ELM?+
The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 26 WINGED ELM?+
The most recent tax bill on record (2025) was $5,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 26 WINGED ELM?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $515,000, this home is listed about 17% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 26 WINGED ELM?+
Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Jason Wagner, JR. MLS #FC320046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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