165 LOOKOUT DRIVE, FLAGLER BEACH, FL, 32136
Active1 days on marketListed Jul 23, 2026MLS #FC320162
About this home
165 LOOKOUT DRIVE
If you are looking to enjoy the beach this summer, don't miss this updated, move-in-ready 2-bed/2-bath bungalow located across the street from the ocean! This home features an open floor plan, a newer kitchen with modern appliances, and luxury flooring throughout. Both bedrooms are spacious with ample storage, and both bathrooms include walk-in showers. For those who love to host, the large enclosed front porch provides significant additional entertaining space. The property includes a long driveway with room for two cars, golf cart parking, and a large storage room with built-in cabinets. Professional upgrades completed in June 2026 included a new water heater, new subfloors, and new ductwork. Additionally, the metal roof has been professionally cleaned and coated with Lanco Ultra Siliconizer, and the exterior has been freshly painted. Located in Surfside Estates, an active 55+ manufactured home community nestled between the Atlantic Ocean and the Intracoastal Waterway, this is a Resident Owned land share community with no lot rent. Your purchase includes a share of the community, and the $220 monthly maintenance fee covers; High-speed Wi-Fi, internet, and cable, yard maintenance and access to all facilities, including a heated/cooled pool, fitness room, library, shuffleboard, and a rooftop deck. The Social Club offers a vibrant lifestyle with Friday night bingo, card games, water aerobics, and a large screen TV for sporting events. You can walk to the beach, or take a golf cart to the community docks to fish as you watch the dolphins. The community also features kayak storage, a BBQ pit, and a gazebo overlooking the Intracoastal. With the quaint shops and restaurants of Flagler Beach just minutes away, and essential shopping and hospitals located just over the bridge, everything you need is within reach. What are you waiting for? Your relaxed beach lifestyle is waiting for you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.08 ac
Lot size
1982
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,984 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,984/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.4%
Days on market
1 vs 68 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 165 LOOKOUT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 165 LOOKOUT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
165 LOOKOUT DRIVE FAQs
What would the monthly payment be for 165 LOOKOUT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,984/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 165 LOOKOUT DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 165 LOOKOUT DRIVE?+
The most recent tax bill on record (2025) was $2,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 165 LOOKOUT DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $225,000, this home is listed about 61% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 165 LOOKOUT DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$225,000 is 50% below the FLAGLER BEACH 32136 median of $449,900, and at $234/sqft it sits under the Flagler Beach average of $351.
02Fresh on the market
Only 1 day on market in a Flagler Beach market that averages 68 — if it fits, move quickly.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of STILES REAL ESTATE CO. · Kimberley Hall. MLS #FC320162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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