Lacie Springstead
$479,8994 bd3 ba2,293 sqft$209 /sqft$4,057 /mo all-in ↓

3831 SANIBEL STREET, CLERMONT, FL, 34711

Active2 days on marketListed Aug 6, 2026MLS #G5116036

Single Family ResidenceHERITAGE HILLS PH 01

About this home

3831 SANIBEL STREET

Nestled atop the hill in the esteemed 55+ Heritage Hills community, this lovely home offers unparalleled retirement living. Enjoy your evening relaxing on the expansive 30'x 12' lanai with with a cold drink and a good book. Entertain easily in the spacious great room with a wall to wall slider leading to the lanai. Upon entering through the custom front door, you are greeted by the grandeur of the Kennedy floor plan. Hosting guests is effortless with a separate bedroom with ensuite bath at the front of the home, ensuring both commfort and privacy to all. Each bedroom boasts ceiling fans and more. Prepare culinary delights in the gourmet kitchen, complete with double oven, granite countertops, breakfast bar, center island, 42" cabinets and stainless steel appliances. Dine casually at the center island, or in the breakfast nook, or opt for more formal affairs in the dining room. Retreat to the master bedroom at the rear of the home, featuring custom wall design and a sizable walk in closet. The luxurious en suite bathroom offers double sinks, a soaking tub, an enclosed glass shower, and a linen closet for added convenience. Additional highlights include two well-appointed bedrooms and a third bathroom, a three car garage as well as Plantation shutters throughout, a new AC system in 2023, and roof replacement. Sit back and relax, the HOA covers all lawn mowing, re-mulching of gardens yearly and painting of exterior of home every five to seven years. Heritage Hills is a active 55+ community built in the rolling hills of Clermont. A gated community built by Lennar Homes and is complete with a resort style heated pool and spa, tennis and pickle ball courts, basketball, shuffleboard, bocce courts and so much more! Inside the grand clubhouse you will find a 24-hour fitness center, as well as a exercise room, craft room, library, card rooms and a Ballroom with stage and kitchen for special events. Additionally, there is a 5 mile walking trail around the community. Conveniently located for easy access to all attractions and highways as well as shopping, dining, medical facilities and services galore. Just a few minutes drive to the center of Clermont or use the back gate for a shopping/dining excursion to Winter Garden. Easy access to everything! Make your appointment today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,293

Sqft

0.24 ac

Lot size

3

Garage

2013

Year built

One

Levels

$209

Per sqft

Garden & Trees/Woods view55+ community

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Trees/Woods
FacesNortheast
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Ground Level · Off Street
ExteriorGarden · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$524/mo
Taxes (2025)$4,032/yr
PetsCats OK, Dogs OK, Number Limit
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,057 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$336
HOA fee — from the listing$524
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,796Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,796
Interest rate6.00%
Loan term

Estimated payment

$4,057/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$336
HOA / condo fee$524
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$453KedgeAI estimate $491,449 · range $471K$499K$519K

vs edgeAI estimate

−2.4%

$/sqft vs Clermont actives

$209 vs $225

Days on market

2 vs 43 typical

Where $209/sqft sits among the 400 Clermont actives

168 · this home
128
52
18
10
24
$171–215$215–259$259–303$303–347$347–391$391+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Hills

Map of 3831 SANIBEL STREET inside its neighborhood boundary

Drive times from this address

Walt Disney World33 min
Downtown Orlando34 min
Universal Orlando37 min
Orlando Int’l Airport (MCO)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Heritage Hills — neighborhood snapshot

Population

3,343

Median age

52

Median income

$105,987

Median home value

$426,700

Avg household

3

Households w/ children

306

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
HighEast Ridge High School★★★★★
ElementaryLost Lake Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

208 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $479,899 · 2 days on market since
2013Built · HERITAGE HILLS PH 01

Reality check

What actually sold near 3831 SANIBEL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3856 SANIBEL STREETSold · Mar ’26

$485,000

3856 SANIBEL STREET · same community

3 bd · 2 ba · 2,109 sqft · $230/sqft · 23 DOM

3791 SANIBEL STREETSold · Apr ’26

$517,000

3791 SANIBEL STREET · same community

3 bd · 3 ba · 2,615 sqft · $198/sqft · 143 DOM

4457 POWDERHORN PLACE DRIVESold · May ’26

$535,000

4457 POWDERHORN PLACE DRIVE

4 bd · 2 ba · 2,303 sqft · $232/sqft · 174 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3831 SANIBEL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3831 SANIBEL STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3831 SANIBEL STREET FAQs

What would the monthly payment be for 3831 SANIBEL STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,057/mo — principal and interest, the actual property-tax bill, the $524/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3831 SANIBEL STREET?+

The association fee works out to $524 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3831 SANIBEL STREET?+

The most recent tax bill on record (2025) was $4,032. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3831 SANIBEL STREET?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $479,899, this home is listed about 2% above the Clermont median of $469,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3831 SANIBEL STREET?+

Windy Hill Middle School (middle), East Ridge High School (high), Lost Lake Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

02Know the monthly fee

The association fee is $524/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 2 days on market in a Clermont market that averages 43 — if it fits, move quickly.

04Strong assigned schools

Windy Hill Middle School, East Ridge High School, Lost Lake Elementary School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Cheryl Glover. MLS #G5116036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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