803 SW 2ND TERRACE, GAINESVILLE, FL, 32601
Active8 days on marketListed Jul 29, 2026MLS #GC542340
About this home
803 SW 2ND TERRACE
Virtually Staged. Welcome to this inviting 3-bedroom, 1.5-bath home offering a fantastic opportunity to enjoy an in-town Gainesville lifestyle just minutes from Downtown and the University of Florida. With approximately 1,176 square feet of living space, this home combines a comfortable, functional floor plan with a convenient central location. Step inside to a freshly painted interior that gives the home a clean, updated feel. New luxury vinyl plank flooring has been installed on the stairs and throughout all three bedrooms, adding durability, style, and easy maintenance. The main living area offers comfortable space for relaxing or entertaining, while three bedrooms provide flexibility for family, guests, or a home office. The location is a standout. Enjoy convenient access to Downtown Gainesville, the University of Florida, local restaurants and shopping, medical facilities, parks, and many of the area's everyday amenities. With its recent interior updates, versatile floor plan, and desirable in-town location, 803 SW 2nd Terrace is ready for its next owner. Schedule your private showing and discover the convenience of Gainesville living!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,176
Sqft
0.03 ac
Lot size
1988
Year built
Two
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−53.7%
$/sqft vs Gainesville actives
$128 vs $201
Days on market
8 vs 45 typical
Where $128/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Porters Community
Get to know Gainesville. See the full Gainesville guide →
Porters Community — neighborhood snapshot
Population
408
Median age
22
Median income
$23,938
Median home value
$156,700
Avg household
2
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
181 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 803 SW 2ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$155,000
911 SE 11TH AVENUE
3 bd · 2 ba · 1,156 sqft · $134/sqft · 3 DOM
Sold · Dec ’25$172,405
2754 SW 14TH DRIVE UNIT 111
2 bd · 2 ba · 1,152 sqft · $150/sqft · 17 DOM
Sold · Jun ’26$184,000
2674 SW 14TH DRIVE UNIT 223
2 bd · 2 ba · 1,152 sqft · $160/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 803 SW 2ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 803 SW 2ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
803 SW 2ND TERRACE FAQs
What would the monthly payment be for 803 SW 2ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,269/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 803 SW 2ND TERRACE?+
The most recent tax bill on record (2025) was $1,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $149,999, this home is listed about 49% below the Gainesville median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 803 SW 2ND TERRACE?+
Carolyn Beatrice Parker Elementary (elementary), Gainesville High School (high), Kanapaha Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Mark Gajda. MLS #GC542340.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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