
COUNTY ROAD 315C, MELROSE, FL, 32666
Active2 days on marketListed Aug 5, 2026MLS #GC542521
About this home
COUNTY ROAD 315C
Build your dream home on this beautiful 4.04-acre wooded parcel in Wooded Oak Ranchettes! Comprised of Tracts 1 and 2, this property offers ample space to create your own private retreat while enjoying the natural beauty of North Florida. With paved County Road 315 frontage, you'll appreciate easy access while still enjoying the peace and privacy of a rural setting. Whether you're envisioning a custom home, a weekend getaway, or simply investing in land for the future, this buildable property offers endless possibilities. Conveniently located near Melrose, Keystone Heights, Palatka, and Gainesville, you'll enjoy the best of country living with nearby shopping, dining, recreation, and area lakes. Don't miss this opportunity to own over four acres of unimproved residential land in a desirable location. Buyer should verify all information important to their intended use, including zoning, utilities, well, septic, and building requirements. Located in an area generally eligible for USDA Rural Development financing for qualified buyers constructing a primary residence. Buyer should verify eligibility with their lender and the USDA Approximate combined parcel dimensions Frontage along County Road 315: approximately 982.25 feet Tract 1: 710.00 feet Tract 2: 272.25 feet Southern boundary along Old Bellamy Road: approximately 412.13 feet Western boundary: approximately 1,044 feet total, made up of several segments with slightly different angles Internal line dividing Tracts 1 and 2: approximately 276.39 feet The parcel gradually narrows toward the north, giving it the triangular or wedge-shaped appearance shown on the GIS map. The legal description also reserves a 15-foot access-road area along portions of the existing roads.
Facts & features
The home at a glance
4.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$787 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$787/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near COUNTY ROAD 315C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$32,000
7935 HONEYDEW CIRCLE
2 bd · 1.5 ba · 624 sqft · $51/sqft · 235 DOM
Sold · Oct ’25$40,000
7929 HONEYDEW CIRCLE
2 bd · 2 ba · 1,080 sqft · $37/sqft · 67 DOM
Sold · Sep ’25$345,000
5506 DARWOOD STREET
4 bd · 2 ba · 1,976 sqft · $175/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about COUNTY ROAD 315C — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for COUNTY ROAD 315C — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
COUNTY ROAD 315C FAQs
What would the monthly payment be for COUNTY ROAD 315C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on COUNTY ROAD 315C?+
The most recent tax bill on record (2025) was $685. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $90,000, this home is listed about 79% below the Melrose median of $424,950. The market section on this page shows how the area is trending.
Which schools are assigned to COUNTY ROAD 315C?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Jennifer Ford. MLS #GC542521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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