817 S WATERWAY, VENICE, FL, 34285
Active152 days on marketListed Mar 6, 2026MLS #N6143280
About this home
817 S WATERWAY
GORGEOUS WATER VIEWS FROM THE BEAUTIFUL WINDOWS IN THE FLORIDA ROOM OVERLOOKING THE HARBOR FROM THIS LOVELY HOME. COFFERED CEILINGS ENHANCE THE ARCHITECTURAL APPEAL OF SOME OF THE ROOMS AS WELL AS WINDOWS THAT ARE ALMOST FROM THE CEILING TO THE FLOOR. LARGE BEDROOMS AND THE PRIMARY BEDROOM HAS A VERY LARGE ENSUITE BATHROOM THAT CAN BE CLOSED OFF WITH FRENCH DOORS. TWO BEDROOM, TWO BATH HOME WITH A GARAGE THAT IS HEATED AND AIR CONDITIONED. THE TOTAL SQUARE FOOTAGE UNDER AIR IS OVER 1700 SQ FT. EXTRA ROOMS FOR USE OR STORAGE ALSO HERE. MULTIPLE RECESSED LIGHTS IN THE KITCHEN AREA AND NUMEROUS TUBULAR LIGHTS THROUGHOUT THIS HOME. CLOSE TO BEACHES, VENETIAN TRAIL AND HISTORIC DOWNTOWN VENICE. THIS NEIGHBORHOOD IS A 55+ RESIDENT-OWNED BOATING COMMUNITY WITH A PRIVATE HARBOR OF ABOUT 120 BOAT SLIPS. THE HARBOR EMPTIES INTO THE INTRACOASTAL WATERWAY AND A SHORT DISTANCE TO THE GULF. THE HOMES SURROUNDING THE WATERWAY AND SPECIFICALLY WITH A LONG VIEW OF THE WATER ARE THE MOST VALUABLE. More pictures soon.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,756
Sqft
0.07 ac
Lot size
1
Garage
2006
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,941 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,941/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs COUNTRY CLUB ESTATES
$278 vs $260
Days on market
152 vs 60 typical
Where $278/sqft sits among the 33 homes for sale in COUNTRY CLUB ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Country Club Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Venice. See the full Venice guide →
Country Club Estates — neighborhood snapshot
Population
521
Median age
70
Median income
$68,500
Median home value
$280,300
Avg household
2
Households w/ children
32%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$390K → $375K
Venice median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 33
COUNTRY CLUB ESTATES have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 817 S WATERWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$275,000
4872 SUMMERFIELD CIRCLE · same community
4 bd · 2 ba · 1,782 sqft · $154/sqft · 80 DOM
Sold · Jun ’26$348,500
2025 LARCHMONT DRIVE · same community
3 bd · 2 ba · 1,666 sqft · $209/sqft · 16 DOM
Sold · Aug ’25$430,000
5921 SW 35TH WAY · same community
4 bd · 2 ba · 1,856 sqft · $232/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 817 S WATERWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 817 S WATERWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
817 S WATERWAY FAQs
What would the monthly payment be for 817 S WATERWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,941/mo — principal and interest, the actual property-tax bill, the $255/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 817 S WATERWAY?+
The association fee works out to $255 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 817 S WATERWAY?+
The most recent tax bill on record (2025) was $5,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 817 S WATERWAY?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $489,000, this home is listed about 24% above the Venice median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 817 S WATERWAY?+
Venice Senior High School (high), Venice Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,000 runs 113% above the VENICE 34285 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
152 days on market against a Venice median of 60 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Venice Senior High School, Venice Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COUNTRY CLUB ESTATES SALES INC · Sharon Silvers. MLS #N6143280.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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