Lacie Springstead
$469,9993 bd2 ba1,921 sqft$245 /sqft$3,509 /mo all-in ↓

219 NW 12TH LANE, CAPE CORAL, FL, 33993

Active5 days on marketListed Aug 5, 2026MLS #N6145271

Private poolSingle Family ResidenceCAPE CORAL

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About this home

219 NW 12TH LANE

Welcome to your private oasis in desirable Northwest Cape Coral, where design meets effortless Florida living. This exceptional 3-bedroom, 2-bath residence with a versatile den offers the perfect combination of luxury, comfort, and thoughtful craftsmanship. At the heart of the home is a beautiful designed gourmet kitchen featuring elegant granite countertops, an oversized island perfect for entertaining, a spacious walk-in pantry, and sleek modern appliances that make both everyday living and hosting a pleasure. The spacious primary suite serves as a peaceful retreat, complete with private access to the expansive screened lanai. Step outside to your sparkling, spa-inspired pool, where you can enjoy tranquil mornings, relaxing afternoons and unforgettable Florida sunsets. The generously sized guest bedrooms provide comfort and privacy, while the flexible den can easily serve as a home office, media room, fitness space, or additional guest accommodations to fit your lifestyle. The oversized 2-car garage offers exceptional storage and workspace, enhanced by a convenent side-entry garage door for easy access. Enjoy added confidence with numerous recent upgrades, including a new roof (2023), new air conditioning system (2023), and new impact-resistent windows (2023), providing modern efficiency, comfort, and peace of mind. Impact-resistant windows and doors further enhance the home’s safety and storm protection. Situated on an oversized triple lot (.37 acres) the property offers exceptional outdoor space and privacy. A 20-foot-wide paved driveway creates an impressive arrival, complemented by lush tropical. Landscaping that showcases the natural beauty of Cape Coral. Best of all, this home is not located in a flood zone, meaning no flood insurance is required- an exceptional advantage for homeowners. The remarkable property is the perfect blend of luxury, functionality and peace of mind, offering everything you need to enjoy the very best of Southwest Florida living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,921

Sqft

0.37 ac

Lot size

2

Garage

2004

Year built

One

Levels

$245

Per sqft

Private pool

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Split Bedroom · Stone Counters · Thermostat Attic Fan · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level · Workshop in Garage
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$4,496/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,509 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$375
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,509/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$375
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$451KedgeAI estimate $494,881 · range $478K$541K$563K

vs edgeAI estimate

−5%

$/sqft vs CAPE CORAL

$245 vs $246

Days on market

5 vs 50 typical

Where $245/sqft sits among the 148 homes for sale in CAPE CORAL

57
36 · this home
15
20
9
11
$175–229$229–283$283–337$337–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 219 NW 12TH LANE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.4 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

50 of 148

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 445% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $469,999 · 5 days on market since
2004Built · CAPE CORAL

Reality check

What actually sold near 219 NW 12TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3007 ACADEMY BOULEVARDSold · Dec ’25

$375,000

3007 ACADEMY BOULEVARD · same community

3 bd · 2 ba · 1,914 sqft · $196/sqft · 101 DOM

210 SW 37TH TERRACESold · Dec ’25

$560,000

210 SW 37TH TERRACE · same community

3 bd · 2 ba · 1,856 sqft · $302/sqft · 163 DOM

2730 NW 6TH STREETSold · Dec ’25

$305,000

2730 NW 6TH STREET · same community

4 bd · 2 ba · 1,830 sqft · $167/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 219 NW 12TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 219 NW 12TH LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

219 NW 12TH LANE FAQs

What would the monthly payment be for 219 NW 12TH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,509/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 219 NW 12TH LANE?+

The most recent tax bill on record (2025) was $4,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $469,999, this home is listed about 7% above the Cape Coral median of $441,200. The market section on this page shows how the area is trending.

Which schools are assigned to 219 NW 12TH LANE?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$469,999 runs 445% above the CAPE CORAL 33993 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Cape Coral market that averages 50 — if it fits, move quickly.

04Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXIT KING REALTY · Don Costa. MLS #N6145271.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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