2641 FERMOY DRIVE, ORMOND BEACH, FL, 32174
Active59 days on marketListed May 22, 2026MLS #O6410197
Come see it
Upcoming open houses
Sat, Jul 25
10:00 AM – 4:00 PM
We look forward to meeting you! Please check in at the Sales Office upon arrival to gain access to this home. If you would like to view this home during a weekday, please contact us to schedule an appointment.? For appointments, call 407-663-5724.
Sun, Jul 26
12:00 PM – 4:00 PM
We look forward to meeting you! Please check in at the Sales Office upon arrival to gain access to this home. If you would like to view this home during a weekday, please contact us to schedule an appointment.? For appointments, call 407-663-5724.
About this home
2641 FERMOY DRIVE
Uncover the pinnacle of golfing luxury and coastal lifestyle at Waterstone at Halifax Plantation. This new construction community in Ormond Beach, FL offers single-family homes, boasting a variety of exquisite designs. Personalize your new home to reflect your unique style and needs. Located 1 mile off of I-95 and minutes from pristine beaches, embark on a journey where luxury meets tranquility. Welcome to your dream home – the Highgate. This stunning new construction features 4 spacious bedrooms, 2 luxurious bathrooms, and a 2-car garage. With its open-concept design, the kitchen, café, and gathering room seamlessly flow together, leading to a serene covered lanai, perfect for entertaining or relaxing. The chef-inspired kitchen is equipped with Whirlpool stainless steel appliances – including a refrigerator, a convenient walk-in pantry, and a large center island ideal for meal prep and socializing. It’s complemented by elegant soft-close white cabinetry, quartz countertops, and a charming decorative tile backsplash, with a stainless-steel single bowl sink, upgraded faucet, and pendant lighting pre-wiring for added luxury. The private Owner’s Suite includes a large walk-in closet and a spa-like en suite bathroom featuring dual sinks set on a quartz-topped vanity, a private water closet, and a spacious frameless glass-enclosed shower. Three additional bedrooms, a second bathroom, and a well-appointed laundry room are thoughtfully positioned at the front of the home, ensuring ample privacy and space for the whole family. Every detail of this home has been carefully curated, from the wood-look tile flooring in the kitchen, gathering room, cafe, bathrooms, and laundry room to the plush, stain-resistant Shaw carpet in the bedrooms. Designer-curated finishes elevate every corner of this home, including chrome hardware and plumbing fixtures, 2” faux wood blinds, brand new Whirlpool washer and dryer, a utility sink and built-in cabinets in the laundry room, 8’ interior doors, and Sherwin Williams Agreeable Gray Interior Wall Paint throughout. Enjoy the convenience of modern living with a smart thermostat, video doorbell, and LED down lightings. With its stunning design and thoughtful touches, the Highgate home provides the perfect blend of luxury and functionality for today’s lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,850
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,762 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,762/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Ormond Beach actives
$208 vs $236
Days on market
59 vs 41 typical
Where $208/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2641 FERMOY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$405,000
2661 FERMOY DRIVE · same community
4 bd · 2 ba · 1,850 sqft · $219/sqft · 86 DOM
Sold · Sep ’25$349,990
1312 LAWNDALE COURT
4 bd · 2 ba · 1,828 sqft · $191/sqft · 46 DOM
Sold · Oct ’25$354,990
1320 LAWNDALE COURT
4 bd · 2 ba · 1,828 sqft · $194/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2641 FERMOY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2641 FERMOY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2641 FERMOY DRIVE FAQs
What would the monthly payment be for 2641 FERMOY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,762/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2641 FERMOY DRIVE?+
The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2641 FERMOY DRIVE?+
The most recent tax bill on record (2025) was $628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2641 FERMOY DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $384,760, this home is listed about 10% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2641 FERMOY DRIVE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6410197.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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