Lacie Springstead
$599,9994 bd3.5 ba2,468 sqft$243 /sqft$4,063 /mo all-in ↓

82 RAY MAR DRIVE, ORMOND BEACH, FL, 32176

Active21 days on marketListed Jun 29, 2026MLS #O6420848

Single Family ResidenceRAY MAR HEIGHTS BELLEWOOD

About this home

82 RAY MAR DRIVE

Immaculate, move-in ready, and priced to sell, this beautifully renovated Ormond Beach home is an exceptional opportunity you won't want to miss. Perfectly positioned high on a dune, it offers the peace of mind and elevation buyers are looking for, all while being just minutes from the beach, parks, top-rated schools, and the popular shops and restaurants along Granada Avenue. Designed for both everyday living and effortless entertaining, the open-concept floor plan features a stunning chef's kitchen with oversized shaker cabinetry, quartz countertops, a stylish tile backsplash, bar-top seating, and stainless-steel appliances. The light-filled living room showcases elegant wainscoting and a warm, inviting atmosphere that instantly feels like home. The spacious primary suite serves as a private retreat with a beautifully appointed bathroom featuring a soaking tub and shower combination. Upstairs, a second suite provides exceptional privacy for guests, family members, or a home office. Every bathroom has been tastefully updated with solid-surface countertops, designer tile, and modern fixtures, while luxury vinyl plank flooring throughout offers both durability and timeless coastal style. Every major improvements have already been completed, including a new roof, impact-rated hurricane windows, and updated HVAC, plumbing and electrical, giving buyers confidence and minimizing future maintenance expenses. Step outside to enjoy a fully fenced backyard that's perfect for kids, pets, and entertaining, along with an oversized 700-square-foot garage featuring epoxy flooring and an insulated garage door—ideal for vehicles, storage, hobbies, or a workshop. Homes in this condition, at this price point, and in such a desirable high-and-dry location are becoming increasingly difficult to find. Thoughtfully updated from top to bottom and truly turnkey, this is an outstanding value in the heart of Ormond Beach. Schedule your private showing today before this exceptional home is gone.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,468

Sqft

0.2 ac

Lot size

2

Garage

1964

Year built

Two

Levels

$243

Per sqft

Inside

FlooringVinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorPrivate Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$5,285/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,063 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$440
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,063/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$440
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ormond Beach actives

$243 vs $235

Days on market

21 vs 41 typical

Where $243/sqft sits among the 400 Ormond Beach actives

184
115 · this home
40
24
7
30
$158–229$229–300$300–371$371–441$441–512$512+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ray Mar Heights

Map of 82 RAY MAR DRIVE inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Ray Mar Heights — neighborhood snapshot

Population

112

Median age

55

Median income

$66,563

Median home value

$455,300

Avg household

2

Households w/ children

9%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

199 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $599,999 · 21 days on market since
1964Built · RAY MAR HEIGHTS BELLEWOOD

Reality check

What actually sold near 82 RAY MAR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 JOHN ANDERSON DRIVE UNIT 2180Sold · Aug ’25

$480,000

1 JOHN ANDERSON DRIVE UNIT 2180

3 bd · 3.5 ba · 2,440 sqft · $197/sqft · 12 DOM

1 JOHN ANDERSON DRIVE UNIT 604Sold · Jul ’26

$455,000

1 JOHN ANDERSON DRIVE UNIT 604

3 bd · 3.5 ba · 2,440 sqft · $186/sqft · 179 DOM

239 WILMETTE AVENUESold · May ’26

$506,500

239 WILMETTE AVENUE

4 bd · 3 ba · 2,504 sqft · $202/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 82 RAY MAR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 82 RAY MAR DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

82 RAY MAR DRIVE FAQs

What would the monthly payment be for 82 RAY MAR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 82 RAY MAR DRIVE?+

The most recent tax bill on record (2025) was $5,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $599,999, this home is listed about 41% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 82 RAY MAR DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SPECTRUM GLOBAL REALTY, INC · Jerad Withrow. MLS #O6420848.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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