13857 JOMATT LOOP, WINTER GARDEN, FL, 34787
Active2 days on marketListed Jul 30, 2026MLS #O6425647
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Upcoming open house
Sun, Aug 2
11:00 AM – 2:00 PM
About this home
13857 JOMATT LOOP
Welcome to this beautifully maintained 4-bedroom, 3.5-bath pool home in the heart of Winter Garden, offering the perfect blend of comfort, privacy, and convenience. Nestled on a conservation lot with no rear neighbors, this home features a spacious screened-in saltwater pool with a freestanding hot tub and covered seating area, ideal for outdoor living. Inside, enjoy an open floor plan with vaulted ceilings, abundant natural light, and a chef's kitchen complete with gas range, breakfast bar, under-cabinet lighting, and custom pantry storage. The first floor features all tile, while the second floor has brand-new carpet throughout, including a large loft perfect for a game room, office, or play space. Upstairs, two bedrooms share a full bath, while a separate fourth bedroom includes its own ensuite. Storage is maximized with custom-built systems in every closet and pantry, plus overhead garage storage and built-ins in the laundry room. The three-car side-entry garage adds extra curb appeal and functionality. Located in the community of Cypress Reserve, which features a pool and playground and is just steps from Sunridge Elementary and Middle Schools, this home is minutes from historic downtown Winter Garden and a mile from the Tucker Ranch Park and Nature Preserve, with a new Wellness Park being completed soon. This community also offers an easy commute to theme parks and the airport via access to major roadways to enjoy all that Central Florida has to offer.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,790
Sqft
0.24 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,443 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,443/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.8%
Days on market
2 vs 31 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$580K → $570K
Winter Garden median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13857 JOMATT LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13857 JOMATT LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13857 JOMATT LOOP FAQs
What would the monthly payment be for 13857 JOMATT LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,443/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13857 JOMATT LOOP?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13857 JOMATT LOOP?+
The most recent tax bill on record (2025) was $6,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13857 JOMATT LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $815,000, this home is listed about 38% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.
Which schools are assigned to 13857 JOMATT LOOP?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$815,000 runs 54% above the WINTER GARDEN 34787 median — but at 2,790 sqft it's also 28% larger than the typical Winter Garden listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Winter Garden market that averages 31 — if it fits, move quickly.
04Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
Listing courtesy of CENTURY 21 CARIOTI · Jessica Stone. MLS #O6425647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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