10628 REAMS ROAD, WINDERMERE, FL, 34786
Active1 days on marketListed Jul 27, 2026MLS #O6428399
About this home
10628 REAMS ROAD
Stunning brand-new 4-bedroom, 2.5-bathroom two-story home located in the highly sought-after Windermere area. Designed with modern finishes and a spacious open-concept layout, this home offers the perfect blend of style and functionality. The gourmet kitchen features granite countertops, sleek appliances, ample cabinet space, and an open design that flows seamlessly into the living and dining areas—perfect for entertaining or everyday living. Beautiful wood flooring extends throughout the main living areas, while the generously sized bedrooms feature plush carpeting and oversized walk-in closets for added comfort. Enjoy the convenience of a brand-new washer and dryer, an attached garage, and a private patio ideal for relaxing outdoors. The beautifully landscaped exterior adds to the home's exceptional curb appeal. Ideally situated in an excellent Windermere location, you'll be just minutes from premier shopping, dining, entertainment, and major roadways. Enjoy easy access to Walt Disney World Resort, Disney Springs, Horizon West, and everything Central Florida has . Don't miss your opportunity to make this beautiful, never-lived-in home yours—schedule your showing today! No Pets Allowed! Tenant Liability Insurance **Required**
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,860
Sqft
0.1 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Windermere actives
$2 vs $342
Days on market
1 vs 32 typical
Where $2/sqft sits among the 242 Windermere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Lakeside Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,100/mo median
Live Windermere rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Lakeside Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Lakeside Village is a short-term-rental community. See the full guide →
Lakeside Village — neighborhood snapshot
Population
19,390
Median age
36
Median income
$123,605
Median home value
$489,452
Avg household
3
Households w/ children
2,897
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$839K → $1.0M
Windermere median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
114 of 242
Windermere actives have cut their price
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Reality check
What actually sold near 10628 REAMS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$475,000
8648 POWDER RIDGE TRAIL · same community
3 bd · 2.5 ba · 1,876 sqft · $253/sqft · 112 DOM
Sold · Jan ’26$465,000
10750 REAMS ROAD · same community
3 bd · 2.5 ba · 1,826 sqft · $255/sqft · 165 DOM
Sold · Sep ’25$470,000
12109 SILVERLAKE PARK DRIVE · same community
4 bd · 2.5 ba · 2,063 sqft · $228/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10628 REAMS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10628 REAMS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10628 REAMS ROAD FAQs
What would the monthly payment be for 10628 REAMS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 10628 REAMS ROAD be rented short-term?+
Yes — this home sits inside Lakeside Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 10628 REAMS ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $2,850, this home is listed about 100% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10628 REAMS ROAD?+
Bay Lake Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WINDERMERE 34786 market on paper
$2,850 is 100% below the WINDERMERE 34786 median of $785,450, and at $2/sqft it sits under the Windermere average of $447.
02Zoned for nightly rentals
Lakeside Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 1 day on market in a Windermere market that averages 32 — if it fits, move quickly.
04Strong assigned schools
Bay Lake Elementary, Horizon West Middle, Windermere High — Bay Lake Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Carissa Lawhun. MLS #O6428399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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