12397 STONE BARK TRAIL, ORLANDO, FL, 32824
Active1 days on marketListed Aug 3, 2026MLS #O6429972
About this home
12397 STONE BARK TRAIL
Welcome to the highly sought-after Sawgrass Community, where elegance, comfort, and modern convenience come together in a home designed to impress from the moment you arrive. This exceptional **5-bedroom, 3.5-bath** residence offers the perfect blend of spacious living and thoughtful upgrades, creating an inviting atmosphere ideal for both everyday life and unforgettable entertaining. Step inside to discover bright, open-concept living spaces filled with natural light and enhanced by stylish finishes throughout. At the heart of the home is a beautifully appointed kitchen featuring modern appliances, generous counter space, and an inviting layout that flows seamlessly into the dining and living areas. The kitchen and dining space are further elevated by a stunning custom-built feature wall with abundant integrated storage, offering the perfect combination of elegance, organization, and functionality. Just beyond the living area, enjoy your own private retreat on the screened-in lanai overlooking peaceful green space. Whether you're savoring your morning coffee, hosting weekend barbecues, or relaxing after a long day, this tranquil outdoor oasis allows you to enjoy Florida living year-round without the nuisance of insects. The spacious primary suite is a true sanctuary, complete with a custom-designed walk-in closet system that maximizes storage while adding a touch of everyday luxury. Four additional bedrooms provide incredible flexibility for growing families, overnight guests, a home office, fitness room, or creative space. Adding even more value, the climate-controlled garage extends your living possibilities beyond traditional parking. Whether you envision a workshop, home gym, hobby room, or additional storage, this versatile space offers year-round comfort while protecting your vehicles and belongings. Perfectly situated near premier shopping, dining, parks, top-rated schools, and major highways, this home delivers the ideal combination of convenience, comfort, and peaceful community living. **Homes with this level of space, custom upgrades.** **Don't miss your opportunity to own one of Sawgrass, Schedule your private showing today and experience firsthand everything this exceptional property has to offer!**
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,843
Sqft
0.19 ac
Lot size
2
Garage
2017
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,298 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,298/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
Days on market
1 vs 40 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32824 — neighborhood snapshot
Population
55,282
Median age
39.3
Median income
$80,177
Median home value
$354,200
Avg household
3.2
Households w/ children
6,875
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the ORLANDO 32824 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12397 STONE BARK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12397 STONE BARK TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12397 STONE BARK TRAIL FAQs
What would the monthly payment be for 12397 STONE BARK TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,298/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12397 STONE BARK TRAIL?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12397 STONE BARK TRAIL?+
The most recent tax bill on record (2025) was $6,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12397 STONE BARK TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $605,000, this home is listed about 54% above the Orlando median of $392,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12397 STONE BARK TRAIL?+
Stonewyck Elementary (elementary), South Creek Middle (middle), Cypress Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$605,000 runs 75% above the ORLANDO 32824 median — but at 2,843 sqft it's also nearly twice the size of the typical Orlando listing.
02Fresh on the market
Only 1 day on market in a Orlando market that averages 40 — if it fits, move quickly.
03Strong assigned schools
Stonewyck Elementary, South Creek Middle, Cypress Creek High — Stonewyck Elementary rates 4 of 5. Always verify assignments with the district.
Listing courtesy of UNITED REAL ESTATE PREFERRED · Milena Phan. MLS #O6429972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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