Lacie Springstead
$258,500$280,0003 bd2 ba1,596 sqft$162 /sqft$2,031 /mo all-in ↓

114 JUNIPER LOOP CIRCLE, OCALA, FL, 34480

Active78 days on marketListed May 2, 2026MLS #OM723957

Priced 8% below the OCALA 34480 medianReduced $22KSingle Family ResidenceSILVER SPGS SHORES UN 24

About this home

114 JUNIPER LOOP CIRCLE

Welcome to this charming and well-maintained 3/2/2 home in the heart of Ocala! Located in a desirable area, this property offers the perfect blend of comfort, functionality, and value. Step inside to find a bright and open layout with spacious living areas, a functional kitchen, and comfortable bedrooms ideal for everyday living. Enjoy a generously sized yard, which is perfect for relaxing, entertaining, or future customization. Whether you’re a first-time homebuyer, investor, or looking to downsize, this home checks all the boxes. Don’t miss this opportunity, schedule your showing today and make this one yours before it’s gone. -Some images have been enhanced to better showcase the home’s potential.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,596

Sqft

0.23 ac

Lot size

2

Garage

2020

Year built

One

Levels

$162

Per sqft

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorOpen Floorplan · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2025)$2,820/yr

Utilities & systems

UtilitiesCable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,031 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,522
FHA mortgage insurance (est.)$114
Property tax — 2025 actual bill$235
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,048Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,048
Interest rate6.00%
Loan term

Estimated payment

$2,031/mo

Principal & interest$1,522
FHA mortgage insurance (est.)$114
Property taxes (actual bill)$235
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $259K
$248KedgeAI estimate $281,126 · range $266K$310K$322K

vs edgeAI estimate

−8%

$/sqft vs SILVER SPGS SHORES UN 24

$162 vs $187

Days on market

78 vs 43 typical

Where $162/sqft sits among the 11 homes for sale in SILVER SPGS SHORES UN 24

4 · this home
2
2
1
1
1
$162–176$176–190$190–204$204–218$218–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 114 JUNIPER LOOP CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

7 of 11

SILVER SPGS SHORES UN 24 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $258,500 $22K
May 2, 2026Listed at $280,000 · 78 days on market since
2020Built · SILVER SPGS SHORES UN 24

Reality check

What actually sold near 114 JUNIPER LOOP CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

61 LAUREL DRIVESold · Apr ’26

$234,000

61 LAUREL DRIVE · same community

3 bd · 2 ba · 1,594 sqft · $147/sqft · 83 DOM

155 JUNIPER WAYSold · Feb ’26

$254,000

155 JUNIPER WAY · same community

3 bd · 2 ba · 1,614 sqft · $157/sqft · 17 DOM

86 JUNIPER LOOP CIRCLESold · May ’26

$203,000

86 JUNIPER LOOP CIRCLE · same community

3 bd · 2 ba · 1,617 sqft · $126/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 114 JUNIPER LOOP CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 114 JUNIPER LOOP CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

114 JUNIPER LOOP CIRCLE FAQs

What would the monthly payment be for 114 JUNIPER LOOP CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,031/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 114 JUNIPER LOOP CIRCLE?+

The most recent tax bill on record (2025) was $2,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $258,500, this home is listed about 14% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 114 JUNIPER LOOP CIRCLE?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC. MLS #OM723957.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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