8674 SW 96TH STREET UNIT D, OCALA, FL, 34481
Active14 days on marketListed Jul 23, 2026MLS #OM729018
About this home
8674 SW 96TH STREET UNIT D
Stylish, low-maintenance living awaits in this beautifully updated 2-bedroom, 2-bath villa with a 1.5-car tandem garage Birmingham in the sought-after On Top of the World community. Exceptionally clean, beautifully maintained, and move-in ready, this home offers the perfect blend of comfort, style, and thoughtful updates. Luxury vinyl plank flooring flows throughout the home, creating a seamless look that's both beautiful and easy to maintain. The versatile floor plan offers two spacious living areas, with one currently serving as a formal dining room, providing the flexibility to fit your lifestyle. Knockdown ceilings, crown molding, chair rail, additional recessed lighting, and custom light fixtures add warmth and sophistication throughout the living spaces. The inviting living room is anchored by an electric fireplace that creates the perfect ambiance or provides supplemental heat on cooler evenings. The beautifully updated kitchen features painted cabinetry with crown molding, granite countertops, and abundant workspace, making it as functional as it is attractive. The spacious primary suite includes a walk-in closet and a private ensuite bathroom. Both bathrooms have been tastefully refreshed with updated vanities, toilets, wainscoting, and timeless neutral finishes. Step outside to the screened lanai, where privacy shades allow natural light to filter in while creating a peaceful and private retreat for relaxing or entertaining.. The oversized 1.5-car tandem garage easily accommodates a full-size vehicle and a golf cart while providing valuable overhead storage. Enjoy peace of mind knowing the major improvements have already been completed, including a newer roof (2017), HVAC (2019), water heater (2019), energy-efficient windows (2026), and fresh interior paint, making this home truly move-in ready.On Top of the World is Ocala's premier 55+ active adult golf resort community, offering world-class amenities and golf cart access to shopping, dining, entertainment, banking, healthcare, and beauty services. Discover the lifestyle that has made On Top of the World one of Central Florida's most desirable active adult communities
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,369
Sqft
0 ac
Lot size
1
Garage
1985
Year built
One
Levels
$120
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.9%
$/sqft vs ON TOP OF THE WORLD
$120 vs $145
Days on market
14 vs 49 typical
Where $120/sqft sits among the 234 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
108 of 234
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8674 SW 96TH STREET UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$187,500
2221 SWEDISH DRIVE UNIT 1 · same community
2 bd · 2 ba · 1,370 sqft · $137/sqft · 33 DOM
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8674 SW 96TH STREET UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8674 SW 96TH STREET UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8674 SW 96TH STREET UNIT D FAQs
What would the monthly payment be for 8674 SW 96TH STREET UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,917/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8674 SW 96TH STREET UNIT D?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8674 SW 96TH STREET UNIT D?+
The most recent tax bill on record (2025) was $2,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8674 SW 96TH STREET UNIT D?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $164,000, this home is listed about 45% below the Ocala median of $298,819. The market section on this page shows how the area is trending.
Which schools are assigned to 8674 SW 96TH STREET UNIT D?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Tammy Coughlin. MLS #OM729018.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 8674 SW 96TH STREET UNIT D but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Lacie to ping you on any price or status change →