Lacie Springstead
Pending
$649,0003 bd2 ba1,927 sqft$337 /sqft$4,521 /mo all-in ↓

2725 HALSEY TERRACE, THE VILLAGES, FL, 32162

Pending15 days on marketListed Jul 31, 2026MLS #OM729349

Private poolSingle Family ResidenceVILLAGES OF SUMTER

About this home

2725 HALSEY TERRACE

*Stunning Block-Constructed Home in The Villages of Hemingway* Discover this exquisite 3-bedroom, 2-bathroom Designer Gardenia home, featuring a beautifully designed saltwater pool that is solar-heated. With convenient access from both the living room and the newly screened lanai, this oasis is perfect for relaxation and entertainment. Positioned on a desirable corner lot, this home boasts an oversized 2-car garage plus golf cart space, offering ample storage. Ideally located in the highly sought-after Villages of Hemingway, this property is a shopper's delight, a golfer’s dream, and is merely minutes away from various dining options and medical facilities, all just a quick golf cart ride to Lake Sumter and Paddock Brownwood Squares, which feature live nightly entertainment. Recent upgrades include a new roof (2024) and a new HVAC system (2025), ensuring peace of mind for years to come. The tropical ambiance is reflected in the designer landscaping, including tiered curbed hardscaping, stoned planting beds, and a decorative palm tree-themed driveway that enhances the home's unique exterior charm. A welcoming entry reveals a bright and spacious foyer embraced by high ceilings and neutral tile flooring. Upgrades throughout the home include plantation shutters, high baseboards, and four solar tubes that provide natural lighting while contributing to energy savings. The chef-inspired kitchen boasts an open layout with an abundance of modern cabinetry, glass front accents, corian countertops, a built-in double pantry, and an inviting breakfast bar. The dinette area features double windows with arched transoms, creating a memorable space perfect for family gatherings. The open-concept living and dining area is designed for seamless interaction, with a four-panel pocket sliding glass door leading to the outdoor oasis. The birdcage surrounding the pool ensures privacy while you enjoy the serene Florida sun. The master bedroom features a tray ceiling, dual walk-in closets, and direct access to the lanai and pool area. The split floor plan offers guests their own private space, complete with a pocket door and a full bathroom featuring a tiled tub and shower. Additional features include bedrooms with double windows and plantation shutters, as well as a built-in Murphy bed for guests. For car enthusiasts or those needing extra space, the oversized garage (29' x 22') includes epoxied floors, additional cabinetry, and attic access via stairs. The 3rd bedroom Murphy bed and desk set is included in the sale. Do not miss out on this rare opportunity to own a pool oasis home in The Villages, priced to sell in a prime location close to golf courses. Schedule your showing today and take the first step toward your dream home! WILL NOT LAST PRICED SELL.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,927

Sqft

0.19 ac

Lot size

2

Garage

2008

Year built

One

Levels

$337

Per sqft

Private poolPool view55+ community

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewPool
FacesSouth
ExteriorSliding Doors · Sprinkler Metered

Community & fees

HOA fee$198/mo
Taxes (2025)$5,015/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,521 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2025 actual bill$418
HOA fee — from the listing$198
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,521/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$418
HOA / condo fee$198
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$581KedgeAI estimate $665,675 · range $606K$798K$830K

vs edgeAI estimate

−2.5%

$/sqft vs VILLAGES OF SUMTER

$337 vs $247

Days on market

15 vs 51 typical

Where $337/sqft sits among the 44 homes for sale in VILLAGES OF SUMTER

15
15
6
2
3 · this home
3
$186–223$223–261$261–298$298–335$335–373$373+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Of Hemingway

Map of 2725 HALSEY TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Orlando61 min
Universal Orlando64 min
Walt Disney World72 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

Village Of Hemingway — neighborhood snapshot

Population

1,629

Median age

74

Median income

$61,010

Median home value

$348,319

Avg household

2

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$359K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

25 of 44

VILLAGES OF SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $649,000 · 15 days on market since
2008Built · VILLAGES OF SUMTER

Reality check

What actually sold near 2725 HALSEY TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2454 MONROE TERRACESold · Feb ’26

$350,000

2454 MONROE TERRACE · same community

3 bd · 2 ba · 1,927 sqft · $182/sqft · 127 DOM

3473 STERLING STREETSold · Nov ’25

$550,000

3473 STERLING STREET · same community

3 bd · 2 ba · 1,920 sqft · $286/sqft · 14 DOM

3440 GALESBURG COURTSold · Dec ’25

$318,800

3440 GALESBURG COURT · same community

3 bd · 2 ba · 1,920 sqft · $166/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2725 HALSEY TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2725 HALSEY TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2725 HALSEY TERRACE FAQs

What would the monthly payment be for 2725 HALSEY TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,521/mo — principal and interest, the actual property-tax bill, the $198/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2725 HALSEY TERRACE?+

The association fee works out to $198 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2725 HALSEY TERRACE?+

The most recent tax bill on record (2025) was $5,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2725 HALSEY TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $649,000, this home is listed about 71% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2725 HALSEY TERRACE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Denise Palek. MLS #OM729349.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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