4581 SPARKLING SHELL AVE, KISSIMMEE, FL, 34746
Active21 days on marketListed Jul 13, 2026MLS #S5153606
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Upcoming open house
Sat, Aug 8
10:00 AM – 12:00 PM
About this home
4581 SPARKLING SHELL AVE
Like-new NEW-UNIT townhome with peaceful CONSERVATION views—just minutes from shopping, dining, entertainment, and Central Florida attractions. Welcome to Cypress Cay! This SPACIOUS three-bedroom, two-and-a-half-bath home offers a versatile layout well suited for a primary residence, second home, or investment property. Its light, neutral color palette and abundance of NATURAL LIGHT create a bright and welcoming atmosphere throughout. The OPEN-CONCEPT main level seamlessly connects the living, dining, and kitchen areas, making it easy to entertain or stay connected during everyday activities. Large porcelain tile flooring provides durability and easy maintenance, while the kitchen features QUARTZ countertops, STAINLESS STEEL appliances, a subway tile backsplash, 42-inch cabinetry, and a generous walk-in pantry. Convenient access to the TWO-CAR GARAGE makes unloading groceries simple. Upstairs, all three bedrooms are thoughtfully arranged near the conveniently located laundry room. The spacious primary suite overlooks the conservation area and includes a large WALK-IN CLOSET. The ensuite bathroom features a quartz-topped DUAL SINK vanity, an oversized walk-in shower, and a private water closet. The two additional bedrooms offer ample space for sleeping, guests, or a home-office setup. The two-car garage includes custom OVERHEAD STORAGE for added organization. Outside, relax on the COVERED PATIO while enjoying the quiet conservation views and surrounding nature. A community walking trail provides easy access to Cypress Cay’s amenities, including a RESORT-STYLE POOL with a beach-entry area, playground, basketball court, walking trails and dog park. The HOA also INCLUDES CABLE & INTERNET, and exterior landscaping, adding convenience and EXCEPTIONAL VALUE. Come experience the LOW-MAINTENANCE lifestyle, desirable end-unit location, and natural setting offered by this MOVE-IN-READY Cypress Cay townhome.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,782
Sqft
0.05 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,055 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,055/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Kissimmee actives
$196 vs $207
Days on market
21 vs 51 typical
Where $196/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $355K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
170 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4581 SPARKLING SHELL AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$320,000
4501 SPARKLING SHELL AVENUE · same community
3 bd · 2.5 ba · 1,782 sqft · $180/sqft · 125 DOM
Sold · Aug ’25$330,000
4523 CYPRESS CAY WAY · same community
3 bd · 2.5 ba · 1,782 sqft · $185/sqft · 291 DOM
Sold · Mar ’26$312,000
4512 SPARKLING SHELL AVENUE · same community
3 bd · 2.5 ba · 1,699 sqft · $184/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4581 SPARKLING SHELL AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4581 SPARKLING SHELL AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4581 SPARKLING SHELL AVE FAQs
What would the monthly payment be for 4581 SPARKLING SHELL AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,055/mo — principal and interest, the actual property-tax bill, the $321/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4581 SPARKLING SHELL AVE?+
The association fee works out to $321 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4581 SPARKLING SHELL AVE?+
The most recent tax bill on record (2025) was $4,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4581 SPARKLING SHELL AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $349,375, this home is listed about 8% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4581 SPARKLING SHELL AVE?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IMAGINATION REALTY, INC · Dustin Eshenroder. MLS #S5153606.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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