101 E SAINT LUCIA LOOP, APOLLO BEACH, FL, 33572
Active450 days on marketListed Apr 25, 2025MLS #TB8373786
About this home
101 E SAINT LUCIA LOOP
**Build Your Dream Home in Paradise** Caribbean Isles Residential Cooperative, in beautiful Apollo Beach, welcomes you to an active 55+ gated waterfront community where resort-style living meets laid-back Florida charm. This prime corner lot is cleared and ready for your custom single-wide (16' min) or double-wide (24' max) manufactured home. Enjoy no lot rent – just a low $242 monthly maintenance fee in a resident-owned community. Bring your pets (with some restrictions), bring your golf cart, and bring your boat — with a private boat launch, boat storage, and golf cart-friendly streets, every day feels like vacation. Soak in the sunshine at the heated pool, join neighbors for year-round events and activities, or simply relax in this professionally managed, welcoming neighborhood. Opportunities like this don’t last — build new and live the lifestyle you deserve in Caribbean Isles.
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Apollo Beach
Drive times from this address
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 E SAINT LUCIA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$124,900
120 SAINT MARTINS WAY · same community
2 bd · 2.5 ba · 672 sqft · $186/sqft · 1 DOM
Sold · Oct ’25$80,000
104 E SAINT JOHNS WAY · same community
2 bd · 1.5 ba · 672 sqft · $119/sqft · 0 DOM
Sold · Feb ’26$160,000
134 W SAINT ANNES CIRCLE · same community
2 bd · 2 ba · 732 sqft · $219/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 101 E SAINT LUCIA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 E SAINT LUCIA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 E SAINT LUCIA LOOP FAQs
What would the monthly payment be for 101 E SAINT LUCIA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $953/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 101 E SAINT LUCIA LOOP?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 101 E SAINT LUCIA LOOP?+
The most recent tax bill on record (2024) was $533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 E SAINT LUCIA LOOP?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $80,000, this home is listed about 84% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 101 E SAINT LUCIA LOOP?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Judith Martin. MLS #TB8373786.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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