5688 SILTSTONE STREET, LAKELAND, FL, 33811
Active129 days on marketListed Apr 10, 2026MLS #TB8491003
About this home
5688 SILTSTONE STREET
FABULOUS PRIME waterfront home to enjoy sunrises and wildlife. This 3-bed/2-bath home features $80,000 in upgrades. Its a SMART HOME!!! It includes so much! In addition to hard surface flooring throughout, the kitchen features upgraded cabinets, slide-out shelves, granite counters, and built-ins in the pantry. The dining room and living room feature custom remote-controlled blinds, lights, and ceiling fans. The bedrooms all have shutters, built-in closets, luxury vinyl, and ceiling fans. The laundry room has cabinets. Both bathrooms' tub/shower were redone with a new tub and tile to the ceiling. The home has an alarm system and cameras throughout, which is owned and being monitored by ADT security. Moving to the garage. Storage cabinet with workspace, wall mount tool organizer, wall shelving, overhead storage, epoxy floors, and attic access. Wait, there's more - The backyard features a 360 sq.ft. enclosed open-air screened and partially covered patio with 2 exits to the yard, brick flooring, and tie-downs for our blustery weather! Pond Shoreline is tiered and below ground level to the yard...no flood insurance required. Front and Backyard are both landscaped with grass and low-maintenance trees and shrubs with a sprinkler/irrigation system with rain sensors to set and forget. Catch and release fishing right outside your door.... who could ask for more? The community has many amenities for the low HOA, including a swimming pool, a cabana, a clubhouse, an outdoor training circuit, playgrounds, large and small dog parks, bike lanes, and sidewalks for safe fitness outings. Close to shopping, restaurants, and medical services. The average time to TPA is 35 minutes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,672
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Lakeland actives
$214 vs $193
Days on market
129 vs 45 typical
Where $214/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33811 — neighborhood snapshot
Population
28,456
Median age
36.7
Median income
$85,821
Median home value
$289,800
Avg household
2.78
Households w/ children
3,489
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $323K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
224 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5688 SILTSTONE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
5619 SILTSTONE STREET · same community
3 bd · 2 ba · 1,672 sqft · $188/sqft · 137 DOM
Sold · May ’26$338,000
5739 GREY GRANITE WAY · same community
4 bd · 2 ba · 1,812 sqft · $187/sqft · 75 DOM
Sold · Jul ’26$345,000
4553 WHITE MARBLE COURT · same community
4 bd · 2 ba · 1,848 sqft · $187/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5688 SILTSTONE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5688 SILTSTONE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5688 SILTSTONE STREET FAQs
What would the monthly payment be for 5688 SILTSTONE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,988/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5688 SILTSTONE STREET?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5688 SILTSTONE STREET?+
The most recent tax bill on record (2025) was $6,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5688 SILTSTONE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $358,000, this home is listed about 6% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5688 SILTSTONE STREET?+
Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
129 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $360,000, now $358,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michelle Meyers. MLS #TB8491003.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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