18738 ALFARO LOOP, SPRING HILL, FL, 34610
Active46 days on marketListed Jun 4, 2026MLS #TB8510779
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 2:00 PM
About this home
18738 ALFARO LOOP
WELCOME HOME to the sensational M/I Homes Ventura "C" model, situated on a premium fully fenced homesite in the highly desirable community of Talavera! Built in 2019 and pristinely maintained, this 3-bedroom, 2-bath home features NO CARPET and showcases an upgraded open-concept design with breathtaking panoramic tree views, rich espresso cabinetry, and inviting finishes throughout. The main living area boasts luxury vinyl plank flooring, elegant wainscoting, a custom built-in accent wall in the living room, and a built-in surround sound system. The spacious foyer welcomes guests with beautiful wainscoting details and flows seamlessly into the upgraded kitchen and main living space. The deluxe kitchen is designed to impress with granite countertops, 42-inch upper cabinets with crown molding, beveled wood cabinetry, a large eat-in island, stainless steel appliances, tile backsplash and a spacious closet pantry. The open-concept layout provides direct access to the oversized screened lanai, creating the perfect indoor-outdoor living experience. The primary suite offers a large walk-in closet and a private en-suite bathroom featuring a step-in shower, granite vanity, and beautiful cabinetry. Two additional bedrooms are generously sized and provide excellent closet storage with close proximity to the additional bathroom. Additional features include: a large interior laundry room with built-in cabinets and convenient corridor access. Step outside through the sliding glass doors to an outdoor space designed for both relaxation and entertaining. The oversized screened lanai overlooks the fully fenced homesite, showcasing panoramic nature views and all the beauty of the surrounding landscape. Situated on just under 1/5 acre, this premium homesite offers privacy and a peaceful setting enhanced by no two story homes on this street, providing additional privacy. The homes gorgeous stone exterior is complemented by pristine landscaping, a grand trussed front entrance, and a decorative glass inlay front door that enhances its curb appeal. Located just one mile north of Land O' Lakes, this contemporary home offers exceptional design, comfort, and scenery without settling for less. Talaveras resort-style amenities are a must-see and include a community pool, clubhouse, fenced splash pad, cabanas, covered playground, basketball court, tennis courts, and mailbox kiosk. Zoned for top-rated schools, Talavera offers convenient access to Tampa, area beaches, Tampa International Airport, major highways, interstates, and toll roads. Sure to WOW and won't last long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,508
Sqft
0.17 ac
Lot size
2
Garage
2019
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Spring Hill actives
$212 vs $193
Days on market
46 vs 29 typical
Where $212/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Talavera
Drive times from this address
Get to know Spring Hill. See the full Spring Hill guide →
Talavera — neighborhood snapshot
Population
1,169
Median age
52
Median income
$91,307
Median home value
$428,000
Avg household
2
Households w/ children
68%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
197 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 18738 ALFARO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$375,000
18908 ALFARO LOOP · same community
3 bd · 2 ba · 1,508 sqft · $249/sqft · 30 DOM
Sold · Mar ’26$416,000
18657 OBREGAN DRIVE · same community
4 bd · 3 ba · 2,313 sqft · $180/sqft · 294 DOM
Sold · Sep ’25$460,000
12420 BRICK COBBLESTONE DRIVE · same community
4 bd · 3 ba · 2,499 sqft · $184/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18738 ALFARO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18738 ALFARO LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18738 ALFARO LOOP FAQs
What would the monthly payment be for 18738 ALFARO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,660/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18738 ALFARO LOOP?+
The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18738 ALFARO LOOP?+
The most recent tax bill on record (2025) was $5,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18738 ALFARO LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $320,000, this home is listed about 7% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18738 ALFARO LOOP?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SPRING HILL 34610 market on paper
$320,000 is 15% below the SPRING HILL 34610 median of $375,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $330,000, now $320,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Kristina Erb. MLS #TB8510779.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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