Lacie Springstead
$639,000$714,9004 bd3.5 ba3,056 sqft$209 /sqft$4,597 /mo all-in ↓

12342 54TH STREET E, PARRISH, FL, 34219

Active47 days on marketListed Jun 2, 2026MLS #TB8514740

Reduced $76KSingle Family ResidenceWINDWATER PH IA & IB

About this home

12342 54TH STREET E

SELLER'S LOSS IS BUYER'S GAIN! Priced well below original purchase price, this gorgeously upgraded Red Rock Contemporary is truly a steal! This unique home sits on an oversized 80 by 140 ft. lot with room for a large pool, 30 feet space between homes and a conservation-like back yard view! Enjoy stress free living in the gated community of Windwater in Parrish with NO flood insurance required, NO additional CDD fees and Low HOA. With 3,056 sq. ft., this beauty has 4 bedrooms, 3.5 baths, an oversized family room and large flex/game room with French Doors. The plan includes a study/den/office, a separate dining room with board and batten walls, stunning executive chef's kitchen with quartz countertops, 36" five burner glass cooktop with deluxe outside vented hood, stainless steel appliances, large island with single bowl stainless sink, breakfast bar, pendant lighting and an oversized walk-in pantry. Primary bedroom has a tray ceiling, double walk-in closets, stunning large shower with glass doors, niches and listello accents, double vanities and a separate water closet. The entire house is totally upgraded with crown molding, top of the line porcelain tile (18"x18") with sealed grout and quarter-round trim, casings around every window, additional recessed lighting, extra electrical outlets, linen closets in all 3 full bathrooms, ceiling fan pre-wires in every room and woven wooden shades in all windows! Additional items for the energy conscious buyer include spray foam insulated exterior cinder block walls, insulated hurricane proof garage door, irrigation system around entire house that uses reclaimed water, gutters on all sides of home, whole home dehumidifier tied to the HVAC system and two RO water systems, one for the kitchen sink and one for the refrigerator ice maker! The huge laundry room includes a utility sink set into a large cabinet with quartz countertop and cabinets over the included full-size Electrolux washer and dryer on bases bought new with the house in 2024. A 3 car tandem garage with epoxy painted floor, pull-down attic access stairs in garage, pavered driveway, pavered screened lanai, keyless entry, security alarm, Ring doorbell, Ecobee thermostat, 8 ft. interior doors, 8ft. glass front door, double-paned vinyl clad tilt-out windows and beautiful landscaping add even more features and benefits to this one of a kind home! Seller providing a home warranty to the the new owner for peace of mind! Be sure to click on the video of home and neighborhood to appreciate this rare beauty and all the amenities Windwater has to offer!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,056

Sqft

0.25 ac

Lot size

3

Garage

2024

Year built

One

Levels

$209

Per sqft

Park/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Other
CoolingCentral Air · Humidity Control · Zoned
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener · Oversized · Tandem
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$129/mo
Taxes (2025)$7,442/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,597 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$620
HOA fee — from the listing$129
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,900
Interest rate6.00%
Loan term

Estimated payment

$4,597/mo

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property taxes (actual bill)$620
HOA / condo fee$129
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $639K
$560KedgeAI estimate $628,940 · range $584K$660K$686K

vs edgeAI estimate

+1.6%

$/sqft vs Parrish actives

$209 vs $206

Days on market

47 vs 42 typical

Where $209/sqft sits among the 400 Parrish actives

100
98
88 · this home
59
23
32
$154–179$179–205$205–231$231–256$256–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Parrish

Map of 12342 54TH STREET E

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)61 min

Get to know Parrish. See the full Parrish guide →

PARRISH 34219 — neighborhood snapshot

Population

30,220

Median age

46.1

Median income

$104,258

Median home value

$420,400

Avg household

2.68

Households w/ children

2,981

For the school run

Manatee County School District

HighParrish Community High School★★★★★
ElementaryBarbara A Harvey Elementary School★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

205 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $639,000 $76K
Jun 2, 2026Listed at $714,900 · 47 days on market since
2024Built · WINDWATER PH IA & IB

Reality check

What actually sold near 12342 54TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5318 124TH AVENUE ESold · Nov ’25

$650,000

5318 124TH AVENUE E · same community

4 bd · 3.5 ba · 3,056 sqft · $213/sqft · 68 DOM

12411 52ND STREET ESold · Aug ’25

$577,205

12411 52ND STREET E · same community

4 bd · 3.5 ba · 2,867 sqft · $201/sqft · 161 DOM

12404 52ND STREET ESold · Mar ’26

$505,000

12404 52ND STREET E · same community

4 bd · 3 ba · 2,601 sqft · $194/sqft · 416 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12342 54TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12342 54TH STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12342 54TH STREET E FAQs

What would the monthly payment be for 12342 54TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,597/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12342 54TH STREET E?+

The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12342 54TH STREET E?+

The most recent tax bill on record (2025) was $7,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12342 54TH STREET E?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $639,000, this home is listed about 52% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 12342 54TH STREET E?+

Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$639,000 runs 54% above the PARRISH 34219 median — but at 3,056 sqft it's also 43% larger than the typical Parrish listing.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Parrish Community High School, Barbara A Harvey Elementary School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $714,900, now $639,000 — a $76K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Brenda Fricks. MLS #TB8514740.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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