2198 ACADEMY DRIVE, CLEARWATER, FL, 33764
Active1 days on marketListed Jul 28, 2026MLS #TB8533372
About this home
2198 ACADEMY DRIVE
Nestled in the heart of Clearwater!!! Just minutes from world-renowned Gulf beaches, vibrant local dining, shopping, and easy Bay Area commutes. This updated 4-bedroom, 2-bathroom home offers the ideal blend of Florida style and peace of mind! Inside, a desirable split floor plan features a primary suite on its own wing, along with a remodeled kitchen and updated bathrooms (2021). The dining room offers fantastic pool and backyard views, while a versatile bonus room steps directly out to your outdoor oasis. A fully vinyl-fenced yard (2020), refreshed pool features (2020/2021 panel & pump), and a covered pavilion make this the ultimate shaded spot to beat the heat, lounge, and entertain in comfort. Heavy capital improvements include full hurricane impact windows and sliding glass doors (2020, lifetime warranty), impact front door & garage window (2025), impact garage door (2019), new electrical panel (2023), exterior paint (2020), water heater (2020), water softener (2021), and new attic insulation (2020). The original 1999 tile roof was cleaned and sealed in 2020, and the 2020 A/C features a 10-year warranty and a UV light for maximum efficiency and air quality. Ready for seamless move-in!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,613
Sqft
0.22 ac
Lot size
2
Garage
1963
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs UNIVERSITY PARK
$307 vs $344
Days on market
1 vs 47 typical
Where $307/sqft sits among the 18 homes for sale in UNIVERSITY PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 18
UNIVERSITY PARK have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2198 ACADEMY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$445,000
2260 SW 83rd Ave, Miramar FL 33025 · same community
3 bd · 2.5 ba · 1,588 sqft · $280/sqft · 52 DOM
Sold · Mar ’26$525,000
2195 ACADEMY DRIVE · same community
4 bd · 2 ba · 1,533 sqft · $342/sqft · 100 DOM
Sold · Sep ’25$437,500
8657 SW 22nd Ct, Miramar FL 33025 · same community
3 bd · 2.5 ba · 1,520 sqft · $288/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2198 ACADEMY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2198 ACADEMY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2198 ACADEMY DRIVE FAQs
What would the monthly payment be for 2198 ACADEMY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,443/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2198 ACADEMY DRIVE?+
The most recent tax bill on record (2025) was $1,803. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $495,000, this home is listed about 80% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2198 ACADEMY DRIVE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,000 runs 115% above the CLEARWATER 33764 median — but at 1,613 sqft it's also 28% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Clearwater market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEAVER REAL ESTATE INC · Donnell Weaver. MLS #TB8533372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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