809 SEMINOLE SKY DRIVE, RUSKIN, FL, 33570
Active0 days on marketListed Aug 6, 2026MLS #TB8534300
Come see it
Upcoming open house
Sat, Aug 8
12:00 AM – 3:00 PM
About this home
809 SEMINOLE SKY DRIVE
UPGRADES GALORE! Welcome to 809 Seminole Sky in Ruskin, where major improvements and thoughtful upgrades provide peace of mind and effortless Florida living. This beautifully maintained home features a new roof (2024), hurricane-impact windows (2025), hurricane-rated front door, and remote-controlled hurricane protection for the sliding glass doors. Enjoy the Florida lifestyle with a private pool, upgraded pool cage with premium 20x20 screening and stainless-steel reinforcement (2025), reinforced pergola, and fully screened outdoor living area. Additional upgrades include exterior paint (2025), whole-home water softener, reverse osmosis drinking water system, two solar-powered attic fans, enhanced insulation, leaf-filter gutter system, and updated lighting and ceiling fans throughout. The kitchen also features stylish peninsula accent lighting. One side yard is fully fenced, with a paved walkway on the opposite side. A Guardian security system is available for reactivation, and select furnishings are negotiable. So many of the major updates have already been completed, allowing you to move in and enjoy with confidence!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,651
Sqft
0.19 ac
Lot size
3
Garage
2010
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,247 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,247/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
Days on market
0 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 809 SEMINOLE SKY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 809 SEMINOLE SKY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
809 SEMINOLE SKY DRIVE FAQs
What would the monthly payment be for 809 SEMINOLE SKY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,247/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 809 SEMINOLE SKY DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 809 SEMINOLE SKY DRIVE?+
The most recent tax bill on record (2025) was $6,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 809 SEMINOLE SKY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $549,900, this home is listed about 57% above the Ruskin median of $349,700. The market section on this page shows how the area is trending.
Which schools are assigned to 809 SEMINOLE SKY DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 62% above the RUSKIN 33570 median — but at 2,651 sqft it's also 37% larger than the typical Ruskin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Ruskin market that averages 53 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Michelle Dunn. MLS #TB8534300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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