461 PALM ISLAND NE, CLEARWATER BEACH, FL, 33767
Active1 days on marketListed Aug 11, 2026MLS #TB8537798
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Upcoming open house
Sat, Aug 15
10:00 AM – 6:00 PM
About this home
461 PALM ISLAND NE
Welcome to 461 Palm Isle NE, an exceptional waterfront opportunity in the highly sought-after Island Estates community of Clearwater Beach. Offering approximately 4,558 square feet of living space, this expansive residence combines a remarkably functional layout with spectacular open-water views - an increasingly rare combination at this price point. Designed to take advantage of its waterfront setting, the home features spacious living and entertaining areas, generous bedrooms, and large windows that bring the water into the everyday living experience. The open kitchen and main living areas flow naturally together, creating an ideal setting for both entertaining and comfortable waterfront living. The primary suite provides a private retreat, while the home?s substantial square footage offers flexibility for family, guests, home office, fitness, or additional living spaces. Outside, approximately 100 feet of seawall and wide-open water create the backdrop for the Florida lifestyle Island Estates is known for. Extensive stonework surrounding the exterior adds character and presence, while the waterfront setting provides exceptional views from throughout the property. Located just minutes from Clearwater Beach, dining, boating, shopping, and everything the area has to offer, 461 Palm Isle NE stands apart for its combination of size, layout, waterfront position, and value. For buyers searching Island Estates for a substantial open-water home without stepping into the price range of newer luxury construction, this property deserves serious consideration.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,558
Sqft
0.25 ac
Lot size
2
Garage
1967
Year built
Two
Levels
$746
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$22,504 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,504/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+121.4%
$/sqft vs Clearwater Beach actives
$746 vs $569
Days on market
1 vs 63 typical
Where $746/sqft sits among the 271 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
117 of 271
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 518% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 461 PALM ISLAND NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,425,000
475 ISLAND WAY · same community
4 bd · 4 ba · 2,509 sqft · $568/sqft · 20 DOM
Sold · Jul ’26$1,100,000
411 PALM ISLAND NE · same community
3 bd · 2 ba · 1,512 sqft · $728/sqft · 6 DOM
Sold · Aug ’25$3,690,000
162 DEVON DRIVE
5 bd · 4 ba · 4,622 sqft · $798/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 461 PALM ISLAND NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 461 PALM ISLAND NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
461 PALM ISLAND NE FAQs
What would the monthly payment be for 461 PALM ISLAND NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,504/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 461 PALM ISLAND NE?+
The most recent tax bill on record (2025) was $32,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $3,400,000, this home is listed about 326% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 461 PALM ISLAND NE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,400,000 runs 518% above the CLEARWATER BEACH 33767 median — but at 4,558 sqft it's also nearly 3 times the size of the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Clearwater Beach market that averages 63 — if it fits, move quickly.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS · Alireza Monfared. MLS #TB8537798.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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