
3765 101ST AVENUE N UNIT -, PINELLAS PARK, FL, 33782
Active1 days on marketListed Aug 17, 2026MLS #TB8539718
About this home
3765 101ST AVENUE N UNIT -
Located in the friendly 55+ community of The Mainlands Unit Three, this two bedroom masonry home enjoys a tranquil pond setting and a peaceful Florida lifestyle. Tile flooring runs throughout the home, while the spacious open kitchen and dining area provide a comfortable gathering space. Central heat and air add year round comfort, and the versatile Florida room can be enjoyed screened or enclosed depending on the season, with serene water views. A brand new tile roof was installed in 2025. The home does have some deferred maintenance related to a previous roof leak, offering an opportunity for a new owner to bring their vision and some TLC to this well located property. The home is being sold furnished for the convenience of the owners. Residents of The Mainlands Unit Three enjoy a welcoming, active community with an impressive array of amenities and social activities. The private recreation area features a clubhouse with meeting rooms, a stage, full kitchen and library, while outdoors you’ll find a large swimming pool, shuffleboard courts and outdoor cooking areas. The Unit Three Social Club keeps the community lively with a full calendar of events, including breakfasts, dances, bingo and more. The $490 monthly maintenance fee provides truly maintenance free living and includes water, sewer, trash, cable, internet, lawn care, reclaimed water irrigation, exterior painting and pressure washing, plus roof repair and maintenance. Golf carts are welcome, and residents may have up to two domestic pets. Ideally located just off US 19, The Mainlands offers convenient access to shopping, dining, downtown St. Petersburg, Tampa and the beautiful Gulf beaches. Whether you’re looking for a full time residence or a seasonal Florida retreat, The Mainlands offers an exceptional combination of convenience, community and carefree Florida living. All measurements are approximate and should be verified by the Buyer.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
864
Sqft
0.12 ac
Lot size
1972
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,690 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,690/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.6%
Days on market
1 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $320K
Pinellas Park median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3765 101ST AVENUE N UNIT - — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3765 101ST AVENUE N UNIT - — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3765 101ST AVENUE N UNIT - FAQs
What would the monthly payment be for 3765 101ST AVENUE N UNIT -?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3765 101ST AVENUE N UNIT -?+
The most recent tax bill on record (2025) was $1,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3765 101ST AVENUE N UNIT -?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $225,000, this home is listed about 25% below the Pinellas Park median of $298,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3765 101ST AVENUE N UNIT -?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PINELLAS PARK 33782 market on paper
$225,000 is 25% below the PINELLAS PARK 33782 median of $298,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Pinellas Park market that averages 41 — if it fits, move quickly.
Listing courtesy of CALDWELL REALTY · Jody Sepulveda. MLS #TB8539718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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