Lacie Springstead
$399,9904 bd3 ba2,040 sqft$196 /sqft$3,065 /mo all-in ↓

2183 RAGLAN CIRCLE, ORMOND BEACH, FL, 32174

Active39 days on marketListed Jun 11, 2026MLS #V4949561

Single Family ResidenceWEXFORD RESERVE UN 2

About this home

2183 RAGLAN CIRCLE

Stunning like new 4 bedroom, 3 bath home with spacious open floor plan! This home was built in 2024 and the only reason it is listed is due to a job transfer. This beautiful home offers a neutral color pallet, wood plank tile, large kitchen island, white 42 inch cabinets with crown molding, pristine stainless appliances and one of the 4 bedrooms is a second master with en suite bath. The primary bedroom has 2 walk in closets and the bath has twin sinks with plenty of counterspace, garden tub and shower. Relax and enjoy year round Florida living with sliding glass doors leading to a covered screened lanai perfect for relaxing or outdoor dining. Wexford Reserve is a newer community featuring larger lot sizes and is conveniently located minutes off I-95, perfectly located between Daytona Beach and St. Augustine and just a short drive to Flagler Beach with its amazing beachside restaurants and dining. (All measurements approximate.)

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,040

Sqft

0.25 ac

Lot size

2

Garage

2024

Year built

One

Levels

$196

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$46/mo
Taxes (2025)$3,924/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,065 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$327
HOA fee — from the listing$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,065/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$327
HOA / condo fee$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$358KedgeAI estimate $377,391 · range $373K$390K$416K

vs edgeAI estimate

+6%

$/sqft vs Ormond Beach actives

$196 vs $236

Days on market

39 vs 41 typical

Where $196/sqft sits among the 400 Ormond Beach actives

183 · this home
116
40
25
7
29
$158–229$229–300$300–371$371–441$441–512$512+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 2183 RAGLAN CIRCLE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

199 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jun 11, 2026Listed at $399,990 · 39 days on market since
2024Built · WEXFORD RESERVE UN 2

Reality check

What actually sold near 2183 RAGLAN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3908 TANO DRIVESold · Apr ’26

$405,000

3908 TANO DRIVE

4 bd · 2 ba · 2,038 sqft · $199/sqft · 126 DOM

4138 CLIFDEN DRIVESold · Apr ’26

$381,000

4138 CLIFDEN DRIVE

4 bd · 3 ba · 2,027 sqft · $188/sqft · 109 DOM

2404 DAWSON COURTSold · Dec ’25

$373,990

2404 DAWSON COURT

4 bd · 3 ba · 2,020 sqft · $185/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2183 RAGLAN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2183 RAGLAN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2183 RAGLAN CIRCLE FAQs

What would the monthly payment be for 2183 RAGLAN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,065/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2183 RAGLAN CIRCLE?+

The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2183 RAGLAN CIRCLE?+

The most recent tax bill on record (2025) was $3,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2183 RAGLAN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $399,990, this home is listed about 6% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 2183 RAGLAN CIRCLE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATSON REALTY CORP. · Pat Shook. MLS #V4949561.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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