Lacie Springstead
$308,700$330,0003 bd2 ba1,667 sqft$185 /sqft$2,171 /mo all-in ↓

10154 SPRING HILL DRIVE, SPRING HILL, FL, 34608

Active50 days on marketListed Jun 5, 2026MLS #W7886406

Priced 3% below the SPRING HILL 34608 medianReduced $21KFully furnishedSingle Family ResidenceSPRING HILL UNIT 8

About this home

10154 SPRING HILL DRIVE

Virtually Staged. Framed by classic architectural details and set on 0.23 acres, this traditional residence combines timeless charm with an impressive list of recent upgrades, including a new Generac whole-home standby generator connected to a 250-gallon propane tank, AC replaced this year, new LVP flooring throughout, a 3-year-old roof, newly updated kitchen and bathrooms, fresh exterior paint, new water heater installed last year, a Jellyfish exterior lighting system, eight security cameras connected to SimpliSafe Home Security, upgraded kitchen lighting, and new lighting under the front porch. A wide driveway, spacious two-car garage, and charming covered front porch immediately invite you to slow down and stay awhile. Decorative stained-glass entry doors, graceful arched windows, and stately columns create a memorable first impression, while the generous front setback provides both privacy and curb appeal. As you step through the front door, natural light pours inside, setting the tone for the bright and inviting spaces that await. The heart of the home unfolds in the expansive living room, where soaring vaulted ceilings and elevated wall lines create a sense of openness. A striking arched picture window serves as a focal point, complemented by additional windows that bathe the room in sunlight throughout the day. Wood-look luxury vinyl flooring, decorative display shelves, and elegant archways add warmth and character, while the open layout allows the living room to flow effortlessly into the dining area (also conveying is an 85-inch television). Positioned just beyond, the dining space enjoys backyard views through French doors and offers the perfect setting for everything from casual breakfasts to holiday gatherings. Adjacent to the dining room, the kitchen is designed to keep everyone connected. The spacious U-shaped layout provides abundant workspace, anchored by a large center island and surrounded by extensive white cabinetry, granite countertops, recessed lighting, and a dedicated pantry. A breakfast bar pass-through opens to the living area, while decorative ledges, an arched doorway, and vaulted ceilings give the space a custom feel. Nearby, the laundry room adds everyday convenience with a utility sink, storage shelving, and full-size washer and dryer connections. Tucked privately off the living room, the primary suite occupies its own wing of the home, offering a peaceful retreat complete with dual closets, a walk-in closet, luxury vinyl flooring, and a spacious en-suite bath featuring an extended dual-sink vanity, expansive mirror, abundant storage, and a walk-in shower. Across the home, Bedrooms 2 and 3 are thoughtfully positioned within their own private wing, creating the highly desirable split-bedroom floor plan. Both rooms offer generous closet space, large windows, luxury vinyl flooring, and easy access to the guest bathroom, while nearby linen and storage closets provide additional organization. Outside, the backyard offers a peaceful extension of the home's living space with mature trees, open green space, a generous side yard, and full vinyl fencing for privacy. Whether hosting gatherings, enjoying pets at play, or simply unwinding beneath the shade of the trees, this outdoor setting offers the flexibility to make it your own.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,667

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$185

Per sqft

Furnished

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Other · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionCement Siding · Concrete · Stucco
FoundationOther
FacesNorth
ParkingCircular Driveway
ExteriorNone

Community & fees

Taxes (2025)$692/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,171 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,817
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$58
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,805Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,805
Interest rate6.00%
Loan term

Estimated payment

$2,171/mo

Principal & interest$1,817
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$58
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$296KedgeAI estimate $314,837 · range $310K$326K$339K

vs edgeAI estimate

−1.9%

$/sqft vs Spring Hill actives

$185 vs $192

Days on market

50 vs 29 typical

Where $185/sqft sits among the 400 Spring Hill actives

85
96 · this home
102
54
29
34
$146–167$167–188$188–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 10154 SPRING HILL DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)58 min
Downtown Tampa61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,565

Median age

42.4

Median income

$62,197

Median home value

$237,400

Avg household

2.54

Households w/ children

4,122

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryExplorer K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

204 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $308,700 $21K
Jun 5, 2026Listed at $330,000 · 50 days on market since
2004Built · SPRING HILL UNIT 8

Reality check

What actually sold near 10154 SPRING HILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10302 BELLTOWER STREETSold · Oct ’25

$345,000

10302 BELLTOWER STREET · same community

3 bd · 2 ba · 1,641 sqft · $210/sqft · 184 DOM

1161 CARMONA AVENUESold · Nov ’25

$320,000

1161 CARMONA AVENUE · same community

3 bd · 2 ba · 1,612 sqft · $199/sqft · 78 DOM

10116 HAYWARD ROADSold · Nov ’25

$279,900

10116 HAYWARD ROAD · same community

3 bd · 2 ba · 1,587 sqft · $176/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10154 SPRING HILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10154 SPRING HILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10154 SPRING HILL DRIVE FAQs

What would the monthly payment be for 10154 SPRING HILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10154 SPRING HILL DRIVE?+

The most recent tax bill on record (2025) was $692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $308,700, this home is listed about 11% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10154 SPRING HILL DRIVE?+

Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SPRING HILL 34608 market on paper

$308,700 is 3% below the SPRING HILL 34608 median of $318,495, and at $185/sqft it sits under the Spring Hill average of $199.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $330,000, now $308,700 — a $21K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7886406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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