1035 N APPALACHIAN TERRACE, CRYSTAL RIVER, FL, 34429
Active5 days on marketListed Aug 6, 2026MLS #W7888305
About this home
1035 N APPALACHIAN TERRACE
A One-of-a-Kind Waterfront Estate with Exceptional Boating, Entertaining and Investment Potential Welcome to 1035 N Appalachian Terrace, an extraordinary Crystal River waterfront property set on approximately 329 feet of waterfront. This unique Nature Coast estate offers the flexibility to enjoy as a full-time residence, second home, family retreat, or income-producing vacation rental. Built with strength and durability in mind, this elevated home features a substantial steel beam support system and piling stilt construction, creating a solid foundation for waterfront living. The living area remained high and dry during recent storms, offering added confidence and peace of mind. The elevated design provides valuable covered space, while expansive Brazilian Ipe decking creates beautiful, durable outdoor living areas. The property is exceptionally well equipped for the serious boater, featuring a 10,000 LB boat lift and a second boat dockage area for another vessel. With approximately 329 feet of waterfront, enjoy boating, fishing, kayaking, and exploring the incredible waterways that make Crystal River famous. The charming picket-fenced backyard features a sparkling pool and gazebo, creating an inviting setting for poolside entertaining and enjoying the Florida sunshine. The combination of waterfront access and a pool also makes this property especially appealing as a vacation rental. For those with boats and trailers, or recreational equipment, the property offers a dedicated trailer parking area, workshops, and additional storage. Inside, approximately 3,070 square feet of living space provides room to gather and unwind. The kitchen features a Bertazzoni range and butcher block island, while multiple living areas and warm finishes create a comfortable atmosphere. Whether you envision this as your full-time residence, a second home, or a vacation rental investment, the possibilities are exceptional. The ability to rent the property provides an additional opportunity to generate income when you are not enjoying it yourself. Located within golf cart distance of downtown Crystal River, local dining, shopping, and the area's renowned springs and waterways, this property offers an unmatched combination of waterfront, boating amenities, outdoor living, rental potential, and structural integrity. Properties with this combination of features are exceptionally rare.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,070
Sqft
0.29 ac
Lot size
1987
Year built
Two
Levels
$456
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,855 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,855/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$456 vs $209
Days on market
5 vs 57 typical
Where $456/sqft sits among the 151 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
79 of 151
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 460% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1035 N APPALACHIAN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,600,000
2235 N KINGS COVE POINT
3 bd · 2.5 ba · 3,101 sqft · $516/sqft · 131 DOM
Sold · Mar ’26$850,000
710 SE 1ST COURT
4 bd · 3 ba · 2,902 sqft · $293/sqft · 86 DOM
Sold · Jul ’26$1,145,000
939 SE 3RD AVENUE
3 bd · 2.5 ba · 2,892 sqft · $396/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1035 N APPALACHIAN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1035 N APPALACHIAN TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1035 N APPALACHIAN TERRACE FAQs
What would the monthly payment be for 1035 N APPALACHIAN TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,855/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1035 N APPALACHIAN TERRACE?+
The most recent tax bill on record (2025) was $7,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $1,399,000, this home is listed about 363% above the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1035 N APPALACHIAN TERRACE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,399,000 runs 460% above the CRYSTAL RIVER 34429 median — but at 3,070 sqft it's also nearly twice the size of the typical Crystal River listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Crystal River market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Joshua Burbank. MLS #W7888305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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